Wolf616
Über Member
Just in the process of buying a house and it has a detached "en bloc" garage - i.e. the garage is set away from the house and with the garages for all the other houses on my row. I don't really want to keep my bikes (2) inside the house and am trying to work out the best place to keep them that is as secure as possible but will be covered by insurance if they get nicked. The bikes aren't worth that much money in the grand scheme of bikes (one is £850 new, other £450 new) but I'd still want to be covered should they be stolen.
However every single specialised bike insurance and/or home insurance company I can find seem to exclude detached garages from their cover. I sort of understand why this might be - presumably they are more risky than a garage attached to your house - but it's pretty frustrating. Does anyone know of an insurer that would cover this? My other option would be an Asgard shed or something in the back garden, but realistically I'd like to avoid spending the money on one of those if I can avoid it.
However every single specialised bike insurance and/or home insurance company I can find seem to exclude detached garages from their cover. I sort of understand why this might be - presumably they are more risky than a garage attached to your house - but it's pretty frustrating. Does anyone know of an insurer that would cover this? My other option would be an Asgard shed or something in the back garden, but realistically I'd like to avoid spending the money on one of those if I can avoid it.