To my way of thinking an off road vehicle should fit two criteria, first, to drive well and in a straight line where there are no roads or tracks (let's say through hilly woodland), second, when you hit something (a rock, tree or some other inevitable landscape interaction) you take the damaged part off and bash it straight with another rock or replace it and rivet it back on.
Any 4WD that requires a £5k insurance claim to have a sculptured piece of glossy steel reconstructed cannot aspire to off road pretensions.