Not talking about the national one,that pales into insignificance compared to whats about to happen to the family one. Since having the kids in the last 6 years the bulk of surplus funds has been spent on them with the odd new bike. But at the weekend Lukes mum declares " Im going to start competing the horses seriously next year". So this week the Farrier pays a visit (I think he was probably invited) £140 ! for two sets of shoes and, thats going to be every 6 weeks! and thats just the start.... There goes n+anything. Oh well the things we do for the ones we love . Who puts the biggest hole in your finances,you or the other half.