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User33236
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Do bear in mind that salary sacrifice schemes can affect your pension. The odd dip into it is unlikely to make much difference but frequent use can have a noticeable affect. Depends of course on individual circumstances.
I'm after a outfit from David miller
Look him up
Just a point, if you are going to suggest someone "look something up", you need to get the spelling close enough that google can find it. If anyone is interested, it's David Millar. And I can see why it would be easy to break the £1000 barrier. More expensive than Rapha, and like early Rapha, male kit only.
How come? If you are talking about company pensions then you would typically pay a percentage of your gross pay. So any salary sacrifice deduction won't make any difference?Do bear in mind that salary sacrifice schemes can affect your pension.
Many pensions were based on final salary e,g, the best wage in the final three years of employment. A number, including public sector pensions, have now moved to career average pensions meaning and salary sacrifice schems you make use of affect your contributions to your pension in that year and hence the pension you receive. The odd scheme has minimal effect but frequently dipping into it will result in a greater reduction in the pension you receive.How come? If you are talking about company pensions then you would typically pay a percentage of your gross pay. So any salary sacrifice deduction won't make any difference?