Cheaper insurance for 'cycle aware' drivers.

Discussion in 'Advocacy and Cycling Safety' started by Cycleops, 22 Nov 2018.

  1. Cycleops

    Cycleops Guru

    Accra, Ghana
  2. Threevok

    Threevok Four Sprung Pork Technik

    South Wales
    I bit of a step in the right direction

    Not as cheap as "no insurance" though, which half of the buggers round here have
    xzenonuk and Andy in Germany like this.
  3. glasgowcyclist

    glasgowcyclist Charming but somewhat feckless

    The ABI have already said that the government hasn't discussed this with them yet and can't see how it'll produce lower premiums, given that less than 0.1% of motor claims involve cyclists.
    PK99 and Cycleops like this.
  4. Drago

    Drago Guru

    I'll be head of the Labour party before that ever happens.
  5. I've been cycling since I was 5 so I'd have to take a cycling awareness course to qualify?

    I notice there's no HYS commenting been opened on this one. Perhaps they're scared it will divert the hate and shoot slinging from today's brexit clickbait.
  6. mjr

    mjr Comfy armchair to one person & a plank to the next

    But how many % of motor claims involve drivers who are also trained cyclists compared to drivers who aren't? If it's dispropotionate, then that might suggest lower premiums would be justified.

    One possibility suggested on another site is that the government might be looking to give some discount or rebate on the insurance premium tax to cyclists.

    I'd expect take-up to be at least as good as PassPlus's (£180 course for a short-term reduction at best) - but I can't find anything say how many people do PassPlus each year.

    Government pushing this rather than the insurers makes me doubt it will happen.
    glasgowcyclist likes this.
  7. mjr

    mjr Comfy armchair to one person & a plank to the next

    Probably. Would a refresher hurt anything, though? It's been on my round tuit list since I picked up from comments (not directed at me) by a friend who works as a cycling trainer that I'd gotten into a couple of bad habits about junctions.
  8. glasgowcyclist

    glasgowcyclist Charming but somewhat feckless

    I doubt that's measured (or even measurable for historical cases) so it's impossible to say.
    Would I qualify with over 50 years' experience in cycling and only an ancient cycling proficiency test pass to my name?
  9. tom73

    tom73 Über Member

    Lot of this is what may happen if it ever will but we do know what wont be happening.
    No to helmets and wear hi-vis being compulsory and bike licensing and number plates also out the window so not all bad.
    But sadly the rest as with most government's reviews is on the whole a wasted op to really change stuff for the better all round.
  10. mjr

    mjr Comfy armchair to one person & a plank to the next

    Congratulations - you agree with Cycling UK and others:
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