Checking your own credit rating

[kynikos]

It most certainly could in my days at Equifax, but we are talking 15 odd years ago so maybe the scoring model is more sophisticated now (and I would certainly hope so!) As I say, filing a notice of disociation for that very reason was a thing.

It is and it has to be - data protection etc...

 

[yello]

The internal data was thought to be far far more useful than Equifax at the time!

That doesn't surprise me in the least! I worked on the other end of that chain, providing the data that people (mainly accountants and auditors etc but other business types too) wanted. It was a cobbled together amalgam of companies house and praps yellow pages data with Equifax's own score and analysis.

As you say, connection security was pretty rudimentary. You probably wouldn't get away with it today I suspect, though lord knows how many equally lax legacy systems are out there.

 

[presta]

That interweb thingy seems to be trying to flog me credit cards for bad credit now.