OP
OP
Spinney
Bimbleur extraordinaire
- Location
- Back up north
Choosing a surveyor
- Thread starter Spinney
- Start date
Page may contain affiliate links. Please see terms for details.
Hacienda71
Mancunian in self imposed exile in leafy Cheshire
- Location
- Wilmslow, Cheshire
And strangely those black sticky squares under sinks......
subaqua
What’s the point
- Location
- Leytonstone
don't forget in the fuseboard too as a matting type flashguard , boiler flue gaskets and flue sealing rope. great product but crap health issues with it. mesolithemioma (sic) isn't a nice disease.
Not in my experience, and I've dealt with lots of them. You can't sensibly expect to pay £250 with your mortgage application and get a brick by brick analysis; but when you instruct a chartered surveyor yourself and pay him appropriately, you generally get a detailed and professional report which is well worth what you paid for it.
Maz
Guru
£250?...and the rest.
Hacienda gives good advice here.
Have a look at this RICS publication, it may help you choose the correct survey, but from the description of the property that you give it almost certainly warrants a Building Survey as opposed to the home buyers report.
The price you pay for the report will depend upon the purchase price of the property. You will pay less (quite a bit less actually) if you are having a mortgage and get the building survey done at the same time . For example - you might pay the mortgage company £750 for what is known as a scheme 3 level report (combined mortgage val and building survey), whereas you may pay £300 for the mortgage val on its own and still have to pay your own surveyor £750 for a building survey. The advantage of doing the latter is you get your choice of surveyor, but there is no guarantee that the surveyor you choose will be any more competent than the one appointed by the mortgage company. Infact, there is a possibility it could be the same person. Not that many of the main lenders have in house building surveyors, so these jobs tend to get panelled out to a local surveyor anyway. Whoever the mortgage company appoint whether it's a staff valuer or panel valuer will be experienced in carrying out building surveys in the geographical area in which you are buying.
There is some good advice in this thread but there is also some ill informed comment. If you want to know anymore you can pm me.
Have a look at this RICS publication, it may help you choose the correct survey, but from the description of the property that you give it almost certainly warrants a Building Survey as opposed to the home buyers report.
The price you pay for the report will depend upon the purchase price of the property. You will pay less (quite a bit less actually) if you are having a mortgage and get the building survey done at the same time . For example - you might pay the mortgage company £750 for what is known as a scheme 3 level report (combined mortgage val and building survey), whereas you may pay £300 for the mortgage val on its own and still have to pay your own surveyor £750 for a building survey. The advantage of doing the latter is you get your choice of surveyor, but there is no guarantee that the surveyor you choose will be any more competent than the one appointed by the mortgage company. Infact, there is a possibility it could be the same person. Not that many of the main lenders have in house building surveyors, so these jobs tend to get panelled out to a local surveyor anyway. Whoever the mortgage company appoint whether it's a staff valuer or panel valuer will be experienced in carrying out building surveys in the geographical area in which you are buying.
There is some good advice in this thread but there is also some ill informed comment. If you want to know anymore you can pm me.
I think, with the best will in the world, there are times when a building surveyor just cannot cut it and you need a structural engineer. And, for my money, you need an old structural engineer - one with the experience and chutzpah to say 'it's got in to the habit of standing up, and it's not going anywhere' or 'whoops, let's get out of here now'.
Edge705
Well-Known Member
- Location
- Thornton Lancashire
check out a replay of "Rip Off Britain" BBC theres a good peice on surveyors and what can go wrong if you make the wrong choice
subaqua
What’s the point
- Location
- Leytonstone
I like that one. I have used similar when people try and point out "dodgy " circuits that aren't listed in the onsite guide without reading the regs book alongside the guide.
