Does anyone know a lot about this? I am about to put it forward to my employer but want to check who actually owns the bike. I want to buy a bike but i'm not keen on paying my employer £30 a month if i don't actually own the bike at the end of 12 months. Also - are firms obliged to do this if you ask. I work for a large firm so would have thought they would offer. Any tips on pitching it to your employer?