I never used disk brakes on a bicycle. Birdy Touring was my first one with disk brakes. Mine came with Shimano T6000 hydraulic brakes. I read somewhere, that disk brakes on small wheels are too aggressive and hard to manage. Reason being higher stopping power due to smaller wheels. It wasn’t the case for me with T6000. After Brompton’s caliper brakes, I had no issues getting used to disks. Lever is very light to press, one finger will do. Modulation is awesome, brakes start to bite consistently at the same point. For emergency braking it’s easy to modulate to avoid locking the wheel. Stopping performance will differ on what rubber you have and with Big Apples on mine, it stops very well. And it doesn’t dive due to Birdy’s front suspension design. Disk brakes are awesome on folding bikes.
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These thingies were popular for a while when V-brakes were relatively new, basically kind of an ABS because people were in fear because of their power. Ricidulous back then and even more today. For the same reason coaster brakes on the backwheel where popular (and more or less standard) on bikes in Germany. When I was a child I was tought (and this was the general opinion) I should avoid using the front brake to avoid rolling over the front wheel. Totally idiotic and in terms of optimal breaking against the laws of phyics. Rumors are hard to come by.