D
Deleted member 1258
Guest
Me too. It's the security of knowing what is in the bank each month after bills are covered is mine to spend.
When we worked overspending wasn't a big issue. On a pension it is.
I can remember a period when I was working where we mostly lived on the overdraft, by the end of the first or second week the wages were gone and we were in debt, I had an agreed overdraft and lived on that for the rest of the month, when I was paid that paid of what I owed and the cycle started again.