cheers all, I am finally feeling a bit better after a very sore weekend. Was a real shock and thought about it a lot the last few days. The Insurance company offered around £900 to replace my bike, mudguards, clothing damaged, glasses etc based on the recipts i submitted. The medical compensation is seperate people but following a 15 minute health assessment on the phone they offered 1700 plus 2 months physio. Seems reasonable to be fair I am minded to accept but people would usually counter? They cannot reduce it if you counter I suppose and what reasons would you give to not accept an offer?. I am grateful for the driver for making things easy by admitting full liability. I am a bit peed off that my week off at half term will be adversely affected by some things I had planned with the kids and had difficulty sleeping comfortably with road rash down one side so its hard to quantify this discomfort, inconvenience. One things for sure, I am truly grateful it wasnt worse.....feels like a warning to be more cautious and not sure if and when i will be back on the bike