Unregistered titles are now very rare - nearly all of England and Wales has been compulsory registration for at least 25 years i.e. longer than the standard mortgage.Dave Davenport said:Depends what sort of deeds you have, if old style originals I think it's normal to lodge them with a solicitor, but many are (somehow) held by the land registry and you just get some sort of copy. I expect they'll be a solicitor along in a bit who can clarify that. Don't know what type ours are yet.
The Land Registries 'dematerialised' following the 2002 Land Registration Act. Registered 'deeds' no longer exist, so all you will get will be a printout of the registers showing that the mortgage no longer exists. Do make sure you do, because lenders have a habit of 'forgetting' to notify HMLR to release the mortage.
If you have a registered title, you can wrap your chips in the printout. It is no longer a formal document.