How Broke are You??
- Thread starter Wigsie
- Start date
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beanzontoast
Guru
- Location
- South of The Peaks
Bit better now than when our children were young - as RichP said - but the way life's panned out, no inheritance is ever going to be coming our way, so we're always going to be working to make ends meet until retirement.
I wonder some times about the way some people can retire while quite young and others have to work until they're 65. When I look at some my age (early 50's) who have it easy nowadays, it's not (it seems to me) because they are particularly bright or have done great things in their careers. A lot of them just seem to have always been well off - born lucky and don't know it!
I wonder some times about the way some people can retire while quite young and others have to work until they're 65. When I look at some my age (early 50's) who have it easy nowadays, it's not (it seems to me) because they are particularly bright or have done great things in their careers. A lot of them just seem to have always been well off - born lucky and don't know it!
Mr Pig
New Member
- Location
- North Lanarkshire
Kirstie said:
Me too. We bought a run down house about ten years ago so every time we had money we did something to it. Spent £10'000 within a month of buying it! Sad thing is that we're still broke and it's not finished yet...
Dayvo
just passin' through
- Location
- 59° 50′ 5.55″ N, 10° 47′ 41.89″ E
Apart from the last two years (since moving back to Norway and earning very comfortably - well, by my standards 
), I've been skint all my life!
I used to work, save and then travel until the money ran out, and that has continued more or less all through my adulthood, to date!
I am NOT rich, but I'm falling into the (again, by my standards) comfortable category, thanks to having a well-paid and enjoyable job, which I should be able to work with for the indefinite future.
And when I have my campervan, woman, golf clubs, bikes and skis, and can travel around Europe picking up whatever jobs are available, I'll be a happy man.
), I've been skint all my life!I used to work, save and then travel until the money ran out, and that has continued more or less all through my adulthood, to date!
I am NOT rich, but I'm falling into the (again, by my standards) comfortable category, thanks to having a well-paid and enjoyable job, which I should be able to work with for the indefinite future.
And when I have my campervan, woman, golf clubs, bikes and skis, and can travel around Europe picking up whatever jobs are available, I'll be a happy man.
amnesia said:Just you wait until you have a wife, mortgage, kids, horse, cars etc...
Student broke is nothing
Ha ha you have a horse, yet your broke?
nice try!badkitty said:Really broke. Can you lend me £4.50?
Of course, do you take cheques?
I know what you all mean about kids... shoes, clothes, toys, not to mention feeding the little buggers! I don't mind living on beans on toast for a week but always make sure they are sorted.
summerdays
Cycling in the sun
- Location
- Bristol
I'm at the point where the kids toys just start getting more expensive... and they keep eatting ... all the time. And they haven't even got to the bit where they want a car / go off to uni what ever it is that they will decide to do in the future.
Night Train
Maker of Things
- Location
- Greater Manchester
Very broke and owing.
Been teaching since second week of September but I wasn't sent the contract until begining of October so I won't get paid until November payday. Summer didn't produce very many pennies either but had to cover massive electric bill and Ctax bill and recently had to change a dual mass flywheel and clutch in the car that cost £600.
Also just done 7 hours of work for an agency but the hoops I have to junmp through to sort out the pay is stupid. I also won't get paid this month for it.
Been teaching since second week of September but I wasn't sent the contract until begining of October so I won't get paid until November payday. Summer didn't produce very many pennies either but had to cover massive electric bill and Ctax bill and recently had to change a dual mass flywheel and clutch in the car that cost £600.
Also just done 7 hours of work for an agency but the hoops I have to junmp through to sort out the pay is stupid. I also won't get paid this month for it.
Rhythm Thief
Legendary Member
- Location
- Ross on Wye
It's my ambition to be merely broke. 
numbnuts
Squire
- Location
- Gone over the hill and far away
I'm not broke, I always look that way
Actually I’m £26.50 lighter today just paid out for a check up at the dentist and he told me what I all ready knew "your teeth are OK
Actually I’m £26.50 lighter today just paid out for a check up at the dentist and he told me what I all ready knew "your teeth are OK
Dave Davenport
Guru
- Location
- Hampshire
I'm fairly comfortable, no debts, a few grand in the bank and down to the last £10k of morgage. Funny thing is, having been very skint in the past I worry that I'm getting too used to my current income and would find it hard to manage on less. At least there's a Wetherspoons near us now so even if we have to scale down our social life we can still go out on the piss on the cheap!
beancounter
Well-Known Member
- Location
- South Beds
jimboalee said:
That's only £212 per ounce, which seems very low...
...is it because it's 9 carat?
bc
Jonathan M
New Member
- Location
- Merseyside
In life, childhood, parents working all the hours possible, not a lot to show for it.
15-18, weekend bar job, no commitments, so quite comfy for someone at school
18-25, working, getting settled, still no big bills though (no house)
25-37, married, house, constant outgoings, wifey changing jobs, too much monetary stress!
37-39 things calming down, getting some savings, money in > money out
39 (now) critical illness insurance payout, remaining mortgage cleared, lump sum. Still reeling from the shock of diagnosis of a long term condition and suddenly having no immediate financial worries, now just worry about the future & what to do with lump sum to secure wifey & son's future*!
So no matter how much money is in the bank, money worries persist one way or the other!!!!
*might splash out on a new bike in the spring though, thi8ngs are not stopping me riding!
15-18, weekend bar job, no commitments, so quite comfy for someone at school
18-25, working, getting settled, still no big bills though (no house)
25-37, married, house, constant outgoings, wifey changing jobs, too much monetary stress!
37-39 things calming down, getting some savings, money in > money out
39 (now) critical illness insurance payout, remaining mortgage cleared, lump sum. Still reeling from the shock of diagnosis of a long term condition and suddenly having no immediate financial worries, now just worry about the future & what to do with lump sum to secure wifey & son's future*!
So no matter how much money is in the bank, money worries persist one way or the other!!!!
*might splash out on a new bike in the spring though, thi8ngs are not stopping me riding!
Brahan
Über Member
- Location
- West Sussex
Skint! I was ok until the mortgage monster got a hold of me (4 years ago) but this month I'm dropping on to my lender's SVR which will save me about £250 p/m
