This sounds familiar. When the money runs out you will become an employee again or a life on the dole which I should imagine is quite lucrative if you have zero debts.
I have every intention of becoming an employee again, but doing a job I enjoy with people I like, instead of sitting on my sweaty giving jargon-based advice to the hard of understanding while surrounded by "colleagues" whose one ambition in life seems to be to get on the long term sick or retire early.
So perhaps a change of job/role is the solution.
So we might see you at the helm of this at some point?:
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Tip: the pointy end of the boat thingy is the front - fairly sure of that.
I heard a report this week suggesting that those who retire initially do very well but then sink down into depression and a subsequent lack of motivation can lead to health problems.