Insurance for provisional driver.

[Fnaar]

I keep encouraging my kids to do what I did... I didn't learn to drive till I was 24 (I cycled everywhere) and didn't buy a car till I was 31

 

[Paulus]

With the cost of buying, insuring, taxing, fueling the thing and garage bills, that would be an awful lot of taxi fares.

 

[Drago]

One of the companies is giving three years 'free insurance' for young drivers on a new car, at 2k a year, makes a 10k car look affordable (assuming they can finance a 10k car)

Edit, it's Peugeot http://www.offers.peugeot.co.uk/just-add-fuel

Madness these days, I'm sure my insurance when I passed in the dark ages was under £500 for a 1.1 Fiesta which I took to uni in Leeds!

That's expensive. My Stepdaughter has a 60 plate Peugeot 107 and her insurance at 17 years and 5 weeks weeks just under 1500 sheets fully comp. A year on with no claims or incidents and the renewal was £250 cheaper.

 

[vickster]

How do you mean it's expensive? You get the car too as well as the servicing and perhaps tax? So that's 4-4.5k of insurance plus say £500-1000 of extras

I'm not saying it's cheap but at least you get a new car rather than a 10 year old fiesta which costs you £1000+ to insure. I expect it's rather more for lads in urban areas (not saying that's wrong, I know how my brother used to drive at 18

 

[midlife]

Marmalade is good value if you are insuring on an ad-hoc basis otherwise shop around. My two youngsters were insured to learn to drive via Keith Michaels, ask for Gary Moulson. He is very popular so you might have to hold for a bit. Say Shaun from Scoobynet suggest he could help.

Shaun

 

[Drago]

How do you mean it's expensive? You get the car too as well as the servicing and perhaps tax? So that's 4-4.5k of insurance plus say £500-1000 of extras

I'm not saying it's cheap but at least you get a new car rather than a 10 year old fiesta which costs you £1000+ to insure. I expect it's rather more for lads in urban areas (not saying that's wrong, I know how my brother used to drive at 18

servicing is under a hundred sovs a year. The Damn thing only holds 3 litres of oil.

Road tax is £20, or £00 on the slightly later model.

And it hers from day 1. No finance no contracts, no funny restrictions about mileage etc.

 

[vickster]

servicing is under a hundred sovs a year. The Damn thing only holds 3 litres of oil.

Road tax is £20, or £00 on the slightly later model.

And it hers from day 1. No finance no contracts, no funny restrictions about mileage etc.

£100 a year servicing, main dealer...maybe...

Whatever, I was just putting it there as an option

 

[mustang1]

When the insurance on driverless cars is under £100 this'll create an entire generation of drivers who will never learn drive as its too expensive.

People doubt driverless will take off but given the alternative for leaner/new drivers I imagine it will be a massive take up.

I can't wait for driverless cars. Not only can I do constructive stuff while going somewhere, but I can stick it to the insurance companies. I don't see why any insurance is required for driverless.

 

[Markymark]

I can't wait for driverless cars. Not only can I do constructive stuff while going somewhere, but I can stick it to the insurance companies. I don't see why any insurance is required for driverless.

Dunno, road worthiness of the car.

 

[toffee]

£520 is quite cheap really. And with hours of searching you may only find it a couple of quid cheaper.

Though, expect it to sky rocket when she does pass, even on your policy!

That's cheap. On a 1,4 megane our normally £200 insurance went to £1100 when our eldest daughter was put on it, stayed there when our son was put on it but eldest had passed her test for over a year. Now our son has his own car and not on the policy it is down to £600 with our youngest daughter on as well.

Now finding cheap insurance for an 18 year old is another challenge.

Derek

 

[mustang1]

Insurance costs amuse me. My first car (22) was a 1.9SDI Polo Saloon and was £1500 TPO, Now (27) it's £400 Comp! different car though

A quote for a kawasaki ZX6RR was £39000 though, about 30k more than the bike

Da hell?
I reckon even if you paid it, yiud only be covered until the day you make a claim.

 

[Julia9054]

I keep encouraging my kids to do what I did... I didn't learn to drive till I was 24 (I cycled everywhere) and didn't buy a car till I was 31

I was the same. Passed my test at 24, got a new job which came with a lease car. By the time the lease was up 3 years later, I was on maternity leave which they managed to use as an excuse not to let me have another one!
Can't afford to teach either of my boys to drive due to the cost of the insurance. The eldest would not even be able to have one of those black box thingys as he is a music student and would have to drive late at night back from gigs. For the time being, he just has to cadge lifts with other musicians.

 

[Mr Celine]

Move somewhere with cheaper insurance and insure a small car you've had for years. (If you buy a small car and insure a 17 year old to drive it the insurance company will assume the 17 year old is the main driver and price it accordingly.)
The insurance on my 12 year old Polo which I'd had for six years almost doubled when I added my daughter as a learner last year. To all of £239.

 

[Piemaster]

Aren't learners generally cheaper to insure than newly qualified? On the basis that a learner will be accompanied but a newly qualified doesn't have to be?
Never bothered whilst son was learning, we did pay for his lessons though. To him it was just something else he wanted to do to add to his CV more than wanting to get out in his own car. And now he's at uni in Leeds he just doesn't need one.

 

[PaulSB]

. I don't see why any insurance is required for driverless.

You'll find out when an uninsured driven car crashes in to your driverless car and you have to pay the bill.