Insurance for provisional driver.

[Nigel-YZ1]

My youngest lad had only been past his test a few weeks when he got wiped out on a roundabout, someone in a large 4x4 pulled across the front of him, spun his Corsa round, and just kept going, a neighbour was behind the lad and went after the 4x4 but it was being driven that fast and dangerously that he abandoned following it. Fortunately they were only shaken and not hurt, he'd just picked up his girlfriend from work, there was no insurance claim, me and my Good Lady got the Corsa patched up using a friend of his driving instructor, but its still on his record, He declared it to the insurance company, and it still affects his premium.

As I said in my last line. It's not fair on the sensible ones.
The lad I know isn't. Common sense takes a back seat behind Vin Diesel and 'impressing' everyone else.