There seems to be a new trend for insurers to try to worry us more so we get extra cover.
Dawn French and an annoying fat dog try to flog us "uninsured driver cover", surely that is us paying to cover the insurance companies risk? We must already be covered if an insured driver (or an unknown driver) damages our car.
Now there is an ad where we can get "Vandalism Cover" with direct line. Surely we all have that already too? (Assuming fully comp).
Then there is one that offers us the cash so we can buy an upgrade - has it not always been like that?
It also seems a bit odd that Money Supermarket has people in pimped up cars that they probably would not be able to get cover for.
Indeed a complete rip off. If you are a low risk i.e. never had a crash, careful driver, clean license, live in a low risk area, never ever made a claim what so ever, you do not need all these extra 'covers' the insurers try and flog you. The people who do need them are the ones who are maniacs on the roads, regularly crash, live in dodgy areas, have poor driving records. The insurance industry is just using fear tactics to make low risk policy holders think they need all this extra so called cover. Unless you live in Baghdad you don't. When buying insurance on -line first became available I used to select a huge excess (as I consider myself a low risk) for damage to my car, driving a low value car, which would massively reduce the premium to next to nothing but the insurance industry has since become wise to this so now they have 'minimum' premiums and this no longer works.