Home insurance is the most effective way. Get an extension or take out an additional policy through them. I can recommend co-operative insurance if your provider doesn't play ball.
I think my home insurance added £100 for the year to cover three bikes inside and outside the house. Also have British Cycling Ride membership and LCC Membership goving me third party insurance cover.
As a BC Ride member I fully agree with the benefit of third party cover but don`t use normal insurance it`s a rip off. I would rather put the yearly payments in the bank and use whats there if someone steals my bike. Having said that it only works if you don`t lose a brand new bike.
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