I've always had our three bikes covered by paying bit extra on my home insurance policy that up until now has allowed me to just keep the bikes locked in my attached garage.
The policy has come up for renewal and they now have imposed a new conditions on how they have to be stored. Each bike has to be secured to an immovable object with a Solid Gold standard lock. Given our garage is not very big this is easier said than done, particularly if we want to have easy access to our bikes.
The best solution foe ua would be to buy a Hiplock Wall Hanger but these cost up to £144 each - which makes it expensive for 3 bikes. Another possible solution is a Hiplock Home Chain and Anchor combination that would secure two bikes for £160.
Can anyone recommend cheaper security solutions that would work?
Alternartively are there any home insurance policies that don't have a required to secure bikes stored in a locked garage? I know the Cycling UK policy doesn't have this requirement but it would cost us around £250 a year to insure all three bikes, which is significantly more than the premium on our home insurance policy.
I assume that one of the reasons insurance companies now insist on the the extra secuirity is that bike prices have gone up so much. I bought my carbon road bike for about £1,300 around 6 years ago. The equivalent model now costs £3,000. So the cost of replacing all our bikes (1 road bike and 2 tourers) is at least £6,000.
The policy has come up for renewal and they now have imposed a new conditions on how they have to be stored. Each bike has to be secured to an immovable object with a Solid Gold standard lock. Given our garage is not very big this is easier said than done, particularly if we want to have easy access to our bikes.
The best solution foe ua would be to buy a Hiplock Wall Hanger but these cost up to £144 each - which makes it expensive for 3 bikes. Another possible solution is a Hiplock Home Chain and Anchor combination that would secure two bikes for £160.
Can anyone recommend cheaper security solutions that would work?
Alternartively are there any home insurance policies that don't have a required to secure bikes stored in a locked garage? I know the Cycling UK policy doesn't have this requirement but it would cost us around £250 a year to insure all three bikes, which is significantly more than the premium on our home insurance policy.
I assume that one of the reasons insurance companies now insist on the the extra secuirity is that bike prices have gone up so much. I bought my carbon road bike for about £1,300 around 6 years ago. The equivalent model now costs £3,000. So the cost of replacing all our bikes (1 road bike and 2 tourers) is at least £6,000.
