Riding in Circles
Veteran
- Location
- EDINBURGH
I'm sympathetic!
Have a Smartie.
Everyone knows that is an 'E'!
I'm sympathetic!
Have a Smartie.
the reluctant cyclist said:I haven't actually blamed husband or shouted at him or anything! I asked him a few time over the years if the bikes were insured and he assured me that they were - he likes to do things like house/contents insurance himself so I don't interfere!
I did have a rubbish lock on it apparently - I didn't realise that the one I had was so bad - I just trusted that the lock would work and on top of it the security at work would be enough to make sure nobody took it.
I am sort of resigned to forking out to replace it myself now and will just have to get on with it - I was only looking for a little sympathy from people whose bikes meant a lot to them too!!! People at work can't understand why I would be so upset about a bike!!!
Catrike UK said:That sounds like the insurance trying to get out of its responsibility, I have never heard of a cycle insurance that only covers theft from the home, I would go through your insurance schedule really well and query that issue as being unreasonable.
Crankarm said:Well you haven't seen many house contents policies then ............
No the insurers are not trying to get out of their responsibilities. The OP has stated that their policy only covered their bikes at home or in their garage. Away from home their bikes are not covered. How are the insurers trying to get out of their responsibility? It would appear the policy simply does not cover the bikes when way from the home. The OP and her hubby didn't relise this. This was the same with my policy until I got my bikes individually named on my policy. Now they are insured anywhere in the EU provided they are locked with a sold secure lock.
Bollo said:I've seen a few on here claim that their bike is insured under their home contents. It is, but only when it's nicely locked up in the garage. Home insurance isn't a sneaky on-the-cheap form of full cycle insurance.
the reluctant cyclist said:The lock I have now is a D lock - Citadel X W - Madison - is that any good or just as rubbish as the old one?
the reluctant cyclist said:I am sort of resigned to forking out to replace it myself now and will just have to get on with it - I was only looking for a little sympathy from people whose bikes meant a lot to them too!!! People at work can't understand why I would be so upset about a bike!!!
the reluctant cyclist said:The lock I have now is a D lock - Citadel X W - Madison - is that any good or just as rubbish as the old one?