Landed on my face and elbow

[BentMikey]

things are getting better, facial and mouth swelling is settling, i can speak understandably now and eat blender-processed normal food!

i have a ctc affiliate membership via "the fridays", i've checked ctc website regarding legal advice and they say:
"The CTC Legal Advice Scheme is available to all individual members of CTC except Affiliated Members. It is not available to Affiliated Organisations."

i'll still ring them up tomorrow to see if i can get any assistance or guidance. thanks again each and everyone for wishing me well.

CTC legal advice isn't worth much anyway IMO - I think they'll not do much without a PI claim and significant chances of them recovering both the win and the fee from the other side.

You should be fine because it's very likely that your claim would succeed just fine. I'd contact Alyson France of Bikeline. Not used them myself and have no connection, but have heard so many good stories over the years that they would be my first call.

 

[Crankarm]

things are getting better, facial and mouth swelling is settling, i can speak understandably now and eat blender-processed normal food!

i have a ctc affiliate membership via "the fridays", i've checked ctc website regarding legal advice and they say:
"The CTC Legal Advice Scheme is available to all individual members of CTC except Affiliated Members. It is not available to Affiliated Organisations."

i'll still ring them up tomorrow to see if i can get any assistance or guidance. thanks again each and everyone for wishing me well.

Glad you are recovering.

Some one is only worth suing if they are good for their money ie they are insured or loaded. If the other cyclist is not insured and has no other 3rd party insurance then I think suing him, or her, might be a waste of time. I don't think cyclists are covered by the Motor Insurance Bureau scheme if they have no insurance like drivers. So think long and hard about instructing solicitors who should tell you this anyway. A solicitor is only going to act for you if they are pretty sure they are going to get paid either by an insurer, preferably the other side's or if not then the other party is loaded, it is unlikely solicitors will take your case on unless you can pay their fees or have your own insurance policy that covers legal expenses such that are on car policies, house insurance or sometimes attached to posh bank accounts. But this will only cover legal expenses. If the other cyclist has no money, no job, asserts or insurance then you are going to struggle to actually get any compensation/re-imursement from them. If the police prosecute the other cyclist for reckless or dangerous wanton furious cycling and they are convicted then you MIGHT be eligible for the Criminal Injuries Compensation scheme, but awards are not great and it is probably a long shot and again I might be wrong. Your only satisfaction might be that they came off worse than you. Frikin' cyclists eh.

In the mean time continue to GWS.

 

[frank9755]

Rimas,
As I understand it, CTC Legal advice scheme is a benefit in name only.
All it is is a re-branded version of a service that the law firm behind, and many others, offer freely to the public - a no win no fee service. I can't remember what the firm behind the CTC one is but there are lots of ads in all the cycling mags and sites. Just call one of them up and you'll get the same service as the CTC's helpline.

 

[Tim Hall]

Rimas,
As I understand it, CTC Legal advice scheme is a benefit in name only.
All it is is a re-branded version of a service that the law firm behind, and many others, offer freely to the public - a no win no fee service. I can't remember what the firm behind the CTC one is but there are lots of ads in all the cycling mags and sites. Just call one of them up and you'll get the same service as the CTC's helpline.

The CTC firm is Russell Jones and Walker.


Zigzag, keep getting well.

 

[PK99]

The CTC firm is Russell Jones and Walker.


Z

I used CTC/RJW last year and was very pleased with the service. Accident in April. Payout in November/December totalling best part of £10k (£5k plus to me for various soft tissue injuries plus new bike plus all private medical and physio bills)

 

[Crankarm]

Yeah CTC/RJW may offer good service but if the defendant, person you are claiming from is not insured or has no assets and you the claimant do not have a legal expenses policy or indeed a personal accident policy of your own and neither can you afford the legal fees to bring an action against the other party, what's the point in suing some one? It's throwing good money after bad. Sorry to be gloomy but this is the reality. It may have been the other cyclist's fault, or may be not, but where is the money coming from to pay compensation or legal costs. You might have to let this one go as aggregious as this may seem. The OP needs to provide more info.

 

[BentMikey]

Don't be so negative, Crankarm. The legal firm will do a little research on the person they are likely to sue on a no-win-no-fee basis. The OP would lose nothing by going with RJW or Bikeline, for example, and have a chance of getting the compensation they deserve.

 

[PK99]

Yeah CTC/RJW may offer good service but if the defendant, person you are claiming from is not insured or has no assets and you the claimant do not have a legal expenses policy or indeed a personal accident policy of your own and neither can you afford the legal fees to bring an action against the other party, what's the point in suing some one? It's throwing good money after bad. Sorry to be gloomy but this is the reality. It may have been the other cyclist's fault, or may be not, but where is the money coming from to pay compensation or legal costs. You might have to let this one go as aggregious as this may seem. The OP needs to provide more info.

my household insurance policy has a section


which pays me any unrecoverable court award if i would have been liable if i had caused the injury to a third party.

 

[TechnoTim2011]

As a cyclist currently recovering from my own prang a little over a fortnight ago. I wish you speedy and as near painless recovery as possible.

 

[zigzag]

i've spoken to rjw solicitors (mainly because they have london office, bikeline are based in wirral); first i was asked to tell briefly what happened, then the peson on the line consulted his colleague, then took comprehensive details about the accident and injuries sustained. i should get a letter in two days with further course of action.

 

[Crankarm]

Don't be so negative, Crankarm. The legal firm will do a little research on the person they are likely to sue on a no-win-no-fee basis. The OP would lose nothing by going with RJW or Bikeline, for example, and have a chance of getting the compensation they deserve.

But do you understand what I have writ? It's got nothing to do with being negative but deciding whether to got to law if the defendant is not insured, has no assets or any other means of paying? Simples. You do surely realise this ...........

 

[Crankarm]

i've spoken to rjw solicitors (mainly because they have london office, bikeline are based in wirral); first i was asked to tell briefly what happened, then the peson on the line consulted his colleague, then took comprehensive details about the accident and injuries sustained. i should get a letter in two days with further course of action.

Fingers crossed for you but bear in mind what I have already writ. Sorry to be gloomy but it is a real possibility.

Avoid being knocked down by a cyclist at all costs as most of them, except those on here, are likely to be uninsured.

 

[BentMikey]

But do you understand what I have writ? It's got nothing to do with being negative but deciding whether to got to law if the defendant is not insured, has no assets or any other means of paying? Simples. You do surely realise this ...........

It's possible, but it's also unlikely. It's much more likely that the potential defendant will have the ability to pay and the assets to allow the repayment. When you're negative like that you might end up discouraging the OP from pursuing his apparently quite justified case. Your post was less about the possibility of reality, and more about don't even bother.

 

[zigzag]

the other cyclist looked like he was also on his way to work, dressed in smart casual clothes; he looked like a decent man. i wouldn't bother claiming anything if it was just my arm, nose and lip which will heal in a month or two. my broken teeth is my major concern - they will take a lot of time/money to get sorted.