Motor Insurance Bureau - Pointless

[fossyant]

On the later point, unless it was your fault in some way, he will lose his claim against you, and your insurance won't pay - unless they simply pay to make him go away to avoid a case - but "no blame, no claim" to turn round the advertising sound bite. Your insurance still saves you having to fight it yourself of course

Exactly... my bike was taken from under me, and I passed the other cyclist in the air. Once I landed I thought I has missed him, but the bike had bounced into him. Takes the stress off me but