Moving house

[rogerzilla]

Plumbers, in my experience, are quite likely to be charlatans. In fact, this applies to "the trade" generally. They do the stuff that shows nicely, bodge the rest, and scarper.

 

[TheDoctor]

Reminds me of the first house I bought back in the 70s. The building society wouldn't approve the mortgage until, among other things, I'd repointed the entire length of the COVERED ginnel between our house and the one next door. As the ginnel was under our prospective property, I was responsible for what was a completely unnecessary job which took several days as I was also working full time.
I was not impressed with the pettiness of the demand.

When we remortgaged in about 1992 the building society surveyor insisted we had to get a structural engineer report because the tree near the house 'might be damaging the foundations'.
The house is about 400 years old, timber-framed, and has no foundations.

 

[rogerzilla]

We had to get a tree report for SO's flat although 1. it was the council's tree and 2. the buildings insurance is also the responsibility of the council, as freeholder.

 

[albal]

I put in an offer on a flat i viewed recently. Subject to the sale of my flat, will be up for sale from tomorrow.
That was 6 days ago ! I called the agent countless times, all I got was excuses.
So i visited the seller today.
Not the done thing but was left no choice.
She was charming, offered me a cuppa. Apparently there was another offer after mine from a first time buyer.
Why didn't the agent let me know?

Scumbags.

P.s.

Not giving up. Will increase the offer tomorrow.

 

[wiggydiggy]

I put in an offer on a flat i viewed recently. Subject to the sale of my flat, will be up for sale from tomorrow.
That was 6 days ago ! I called the agent countless times, all I got was excuses.
So i visited the seller today.
Not the done thing but was left no choice.
She was charming, offered me a cuppa. Apparently there was another offer after mine from a first time buyer.
Why didn't the agent let me know?

Scumbags.

P.s.

Not giving up. Will increase the offer tomorrow.

Never underestimate the likelihood of estate agents, and solicitors, to either not do their job or be incompetent.

I nearly lost my house due the laziness and unprofessional way my solicitors conducted the purchase. Empty house to buy, me as a FTB with deposit and mortgage offer secured so couldn't have been an easier combo if I tried but my sols took so long to respond to any query, and at one point the person assigned to seemingly got sacked (they took extended leave, then where randomly replaced with no explanation) and the replacement was worse. Spoke to my broker post sale and he said his firm was no longer using that solicitors as they'd had 3 or 4 sales nearly lost.

 

[rogerzilla]

The general slowness of our vendor and her solicitor has cost us £2,500 in additional stamp duty. The pure cost of moving - fees, removals, and stamp duty - is £35,000 this time around. That's as much as my first house cost.

 

[SpokeyDokey]

The general slowness of our vendor and her solicitor has cost us £2,500 in additional stamp duty. The pure cost of moving - fees, removals, and stamp duty - is £35,000 this time around. That's as much as my first house cost.

Crazy.

We are also thinking of moving.

New house would be substantially cheaper but SD would still be £10-12.5k.

Current house estate agent fees anything between around £5k and an eye-watering around £18k. The latter can expletive-deleted off.

Puts us off a bit having all that kids money siphoned off.

 

[Drago]

The general slowness of our vendor and her solicitor has cost us £2,500 in additional stamp duty. The pure cost of moving - fees, removals, and stamp duty - is £35,000 this time around. That's as much as my first house cost.

I feel your pain. I moved house besause Mini D is autistic and unlikely to manage living alone, so a larger house to give her more living space as she approaches adulthood was required.

That all and sundry used it as an opportunity to dip into my wallet left me feeling highly resentful - think of the £££s ive saved social services and council housing department by planning ahead and sorting the problem from my own funds.

It was bad enough paying estate agents and solicitors for doing near f*** all, but stampmduty, dipping into my wallet for no other reason than they could, was just nasty.

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[DCLane]

Son no.1's solicitor is similarly slow. My guess is it's because he's below the new stamp duty limit so the solicitor has been focusing on those between 125 and 250,000.

They've had a rocket up them and now appear to be doing something.

 

[midlandsgrimpeur]

Son no.1's solicitor is similarly slow. My guess is it's because he's below the new stamp duty limit so the solicitor has been focusing on those between 125 and 250,000.

They've had a rocket up them and now appear to be doing something.

I think most of them just get round to it when it suits them. My friend is a Solicitor and runs his own firm. He pretty much has a monopoly on all conveyancing within a 15 mile radius. When I moved it was done in 8 weeks, I know plenty of others (who don't know I am mates with the owner) that waited 3-4 months!

 

[blackrat]

"Puts us off a bit having all that kids money siphoned off."
I'm a little curious about that; is keeping money for the kids when you find your personal hole in the ground something you want to do, or is it somehow what you think the kids will expect?
I only ask because: a) both my boys have amassed more money than me, b) all my money is going to wildlife causes, c) neither is expecting anything and are fully independent and resourceful. It is how we brought them up.

 

[blackrat]

I think most of them just get round to it when it suits them. My friend is a Solicitor and runs his own firm. He pretty much has a monopoly on all conveyancing within a 15 mile radius. When I moved it was done in 8 weeks, I know plenty of others (who don't know I am mates with the owner) that waited 3-4 months!

Around here, all that kind of title work is done by title companies and there are lots of them. You buy a house and get a title to it. If you have a mortgage the mortgage company is on the title. You pay off the mortgage and then you are the only name on the title. Transferring the title on sale to a buyer is a simple process. Once the sale is agreed, the title company draws up the paperwork, the buyer and seller meet at the title company, sign papers and money is transferred instantly.

 

[SpokeyDokey]

"Puts us off a bit having all that kids money siphoned off."
I'm a little curious about that; is keeping money for the kids when you find your personal hole in the ground something you want to do, or is it somehow what you think the kids will expect?
I only ask because: a) both my boys have amassed more money than me, b) all my money is going to wildlife causes, c) neither is expecting anything and are fully independent and resourceful. It is how we brought them up.

It is something we want to do. Our kids don't have lots of money and neither has a hope in hell of a decent pension.

 

[Electric_Andy]

"Puts us off a bit having all that kids money siphoned off."
I'm a little curious about that; is keeping money for the kids when you find your personal hole in the ground something you want to do, or is it somehow what you think the kids will expect?
I only ask because: a) both my boys have amassed more money than me, b) all my money is going to wildlife causes, c) neither is expecting anything and are fully independent and resourceful. It is how we brought them up.

Keeping as much money as we can to leave for our kids is how we were brought up. I want to do it for mine. It will likely only go half as far by the time we die, so every little helps. The cavern between average pay and average house price is ever widening. I'd rather help them out than give it away, unless of course they're filthy rich which I doubt they will be!

 

[blackrat]

It is something we want to do. Our kids don't have lots of money and neither has a hope in hell of a decent pension.

A bit of a burden for you then. Sorry about that. We should all be able to enjoy our later lives without having to concern ourselves with or worry about the children. All in a prefect world.