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Ming the Merciless

There is no mercy
Location
Inside my skull
Horrible out

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Speicher

Vice Admiral
Moderator
@Speicher - no, but it's something I've looked at before but didn't have the spare cash to be involved. I now so, but do you actually get the money back? With a little bit of interest?

Yes, you get repayments from people to whom you have lent money. But no interest, except for the interest in helping people. ^_^

Kiva emailed me recently to say I have received four repayments totalling about $8. I can now reuse that and it will be part of the next $25 loan I make. You can make any size loan you like, in multiples of $25.

Obviously some loans are not repaid, they call it "default". I think this might be approximatley 10% of my loans, but I often choose to loan to areas that are "underfunded".

You pay about $4 for each loan which covers their admin charges. I presume this also pays the wages of the support staff "on the ground" for each area.

They do not bombard you with emails, and you can send someone a gift card for them to start donating.
I would add that I have no direct connection to Kiva. It was a past member of this forum who told me about it.
 
The 'cats' delivery arrived yesterday. I had to drag the box to the garage it was that heavy. More than their weight combined. Probably 25kg of package and food.

oh man, was looking for a certain cat food yesterday & I could only find an enormous bag fit for a horse. wound up getting something else for Mr. Finnicky
 
Well, I detangled a load of wood from the "splash zone" and hauled it in. It's been trimmed and cut up into lengths, ready to turn into logs. Most of it is around six inches in diameter and well-seasoned, a mix of cherry and pine. It's a fair old bit, so I don't think I'll be able to process it all in one go.

That's the task for tomorrow. I will do as much as I can, and then stash what's left under cover so that it doesn't get wet. I can tackle it when there's a break in the weather next week, probably Wednesday.

I have watched the early evening news and am now relaxing with a nice :cuppa:
 
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