I am shortly coming into some money. Once all my debts are paid off I will have enough left over to get a decent bike. I had it all worked out. Hybrid, rigid, disc brakes front and back etc. It is my plan to offload all my bikes and just settle to the one as we are moving to a smaller house soon and secure storage will be a real problem. However, thinking about it I am wondering if it is the best thing to get an expensive new bike. At present I have a older, steel framed Ridgeback hybrid, with basic 18 speed SIS gearing. I go onto state pension in a few months and things are going to get really tight financially. I have been looking at the price of parts. For the Ridgeback bits are half a crown a dozen. I could replace the whole drive train for £30 shopping around online, whilst a decent chain for a modern bike is £30 or more plus another £30+ for a decent cassette. So, although the idea of a nice new modern bike is appealing I am seriously wondering if it would make more financial sense to keep the Ridgeback, with maybe a few upgrades. I hate money, it causes such conundrums, and whatever I do will probably be wrong.