Now a benefit scrounger.

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vernon

Harder than Ronnie Pickering
I'm surprised that no-one has picked up on the lumping of pensions with benefits to inflate the pie segment labelled benefits on the tax expenditure pie charts putting a negative spin on on those who receive benefits other than pensions. This action potentially garners sympathy from tax payers for the government's initiatives to reduce the benefits bill for the unemployed, disabled and parents of children from birth to the end of compulsory education.
 

midlife

Legendary Member
There is no hypothecated contributions AFAIK so the monies the state get in NI get spent as other taxes....

I've been contributing for 39 years and only another 12 to go .....

Shaun
 

Turbo Rider

Just can't reMember
...just to add to the confusion, a private pension can also be referred to as a benefit...depends on the terms of the contract...:whistle:
 

brand

Guest
F*ck work I would rather do someone a favour on the basis of favourite returned. Better still a bit of barter it isn't even taxable..... yet! Someone has been using my washing machine as theirs is broke. While they are waiting for it to finish they clean my house.......I found 2hour 50 minute wash!
 

threebikesmcginty

Corn Fed Hick...
Bloody whingey pensioners, always moaning about everything, taking up all the seats on the bus during rush-hour, taking up lanes at the early morning swim when they've got all day, smelling of wee and cabbage and just generally being in the way.
 

Accy cyclist

Legendary Member
I haven't paid a full stamp all my working life(mostly self employed) to expect a full state pension,but i'll probably get the same money in other benefits when i stop working. I see those who've never worked getting the same standard of living as those who have worked so why pay it?
 

brand

Guest
I haven't paid a full stamp all my working life(mostly self employed) to expect a full state pension,but i'll probably get the same money in other benefits when i stop working. I see those who've never worked getting the same standard of living as those who have worked so why pay it?
Because if you are out of work you won't get full benefits specially if you have someone else in your household working.
More importantly you are predicting the future you SHOULD NOT assume that you will be topped up with other benefits in the future.
Some would add the not unreasonable view that you should pay it for moral reasons!
 
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brand

Guest
You're wrong about that: the self-employed stamp will entitle you to a full state pension if you have paid for long enough.
.
I think he is aware of that, he just doesn't see the point as he will be topped up to a full amount with other benefits. As is done today. In fact it is pointless having a private pension if it is less than around £50 as pension credits is about the same amount. Also if you don't own your own house you will get housing benefit which includes repairs. He is therefore right (ignoring the not unreasonable moral point) but again predicting the future when we have an ageing population is very silly thing to do, very.
 

Joshua Plumtree

Approaching perfection from a distance.
Have I got this totally wrong (as usual), but isn't this Government intending to introduce a flat rate pension allowance for every pensioner and phase out pension credit?
 
Have I got this totally wrong (as usual), but isn't this Government intending to introduce a flat rate pension allowance for every pensioner and phase out pension credit?

The current pension comprises £120 odd basic pension and a topped up amount based on how much you paid in (including voluntary contributions to this).

The government is scrapping this and paying everyone who has the full qualifying number of years an amount around £148.

If you don't have sufficient qualifying years then the pension is reduced. The amount awarded will be say n/35 of £148 where n is the number of qualifying years.

However if you do get a reduced pension you can claim a means tested benefit - Pension Benefit - which will bring you back up to the full level.

Pensioners are more likely to vote than any other section of society so I can't see anything too drastic changing in the future.
 
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