Now a benefit scrounger.

[raleighnut]

I read his post as saying he hasn't paid 'a full' stamp. The self-employed stamp is a full stamp as far as pension entitlement goes.

I seem to remember that there used to be 2 levels of self employed stamp, the higher cost one gave full state pension entitlement but this stopped in the 'Thatcher' era with the higher rate applying to all. There was also no 'pension credit' though but housing benefit did apply.
It was however possible to live on the state pension, unlike today.

 

[compo]

At present the new pension arrangements will not apply to existing pensioners, who will carry on as before.

 

[compo]

I seem to remember that there used to be 2 levels of self employed stamp, the higher cost one gave full state pension entitlement but this stopped in the 'Thatcher' era with the higher rate applying to all. There was also no 'pension credit' though but housing benefit did apply.
It was however possible to live on the state pension, unlike today.

I receive the State Pension as does my wife. I also have a small private pension, but that only really covers my car insurance and mobile phone contract. Although not what one would call well off we are able to live comfortably and have some luxuries. I believe pensioners are probably better off now than we have been for many years.

 

[compo]

[QUOTE 3573730, member: 9609"]Its a proper stamp my wife has, she has always worked apart from the family things, she has 28 years of stamps paid up and I have 33 . so we have a little while to go until we're both up to the full 35. But that is not a problem as we are both only 52, we will just pay the voluntary until we're up to the 35. But it is still at least 15 years before we can claim anything, and I can quite imagine the goal posts being pushed further away yet.[/QUOTE]

The qualifying years have been reduced to 30 for both men and women so you're there now and wifey is catching up fast! https://www.gov.uk/state-pension/eligibility

It is a bit of a rip off that having paid the qualifying contributions they keep taking them but give you no extra when you eventually claim.

 

[screenman]

F*ck work I would rather do someone a favour on the basis of favourite returned. Better still a bit of barter it isn't even taxable..... yet! Someone has been using my washing machine as theirs is broke. While they are waiting for it to finish they clean my house.......I found 2hour 50 minute wash!

Whilst I quite like your idea, how does the country survive without tax revenue?

 

[Pro Tour Punditry]

You shower of idle nobbers, posting on here when I've been out grafting.

 

[Accy cyclist]

You're wrong about that: the self-employed stamp will entitle you to a full state pension if you have paid for long enough.

For once, Brand is right - people should support each other by paying into the system that helps everyone. I recognise that you probably won't understand that concept though.

But i haven't paid in long enough,that's my point! Therefore i wont be entitled to a full pension but a smaller one as User9609 pointed out Besides i wont be going short as i've saved/hidden my pennies over the years and my wife has a decent private pension to come from her works. My dad worked for 49 continuous years even going back aged 58 after a brain hemorrhage so that he'd be entitled to his full pension when he retired. Then he died after 4 years of retirement, 49 years of paying in amounted to 4 years of taking out,which isn't a very good return i'd say. So no i have no qualms about not paying a full stamp because when you die the pension dies with you! Do you understand that?

 

[ComedyPilot]

I am 47 (soon be 48) and will have 31 years of contributions come June

My mother's maiden name is Smith, my favourite colour is purple and I used to live on 'The Green' - anyone want to steal my identity?

 

[Accy cyclist]

Of course I understand that. I misunderstood what you said before. No need to be so rude, but I realise you can't help it.

Of course I understand that. I misunderstood what you said before. No need to be so rude, but I realise you can't help it.

"I recognise that you probably won't understand that concept though"

"but I realise you can't help it"


Talk about ME being rude, honestly!

 

[Accy cyclist]

Fair enough

Ok thanks for the argument!

 

[gavroche]

@vernon is my pension adviser and when I retire he's told me to spend the lot on absinthe. That way I won't care about anything.

And you won't live long enough then to really make it last.

 

[compo]

I am 47 (soon be 48) and will have 31 years of contributions come June

My mother's maiden name is Smith, my favourite colour is purple and I used to live on 'The Green' - anyone want to steal my identity?

Not blummin' likely. I would have to go back to work.

 

[brand]

Whilst I quite like your idea, how does the country survive without tax revenue?

VAT I have been known to buy the odd item in the shops and of course the vast amount of money I pay in excise duty!
I can't recall the last time I bought something that attracts VAT but the waterproof coats I get for all my birthdays and Christmases definitely attract VAT. I could pay for an operation with pheasants!

 

[brand]

Whilst I quite like your idea, how does the country survive without tax revenue?

Come to think of it, I bet I a pay more than you lot pay in income tax in excise duty. I think you lot are living of me....blood sucking leaches!

 

[screenman]

Come to think of it, I bet I a pay more than you lot pay in income tax in excise duty. I think you lot are living of me....blood sucking leaches!

Why do you pay excise? surely you have your own still.