passed my driving test but now have car claim against me

[Profpointy]

Genuine question. Does that count on private property?

Not sure, but I think things like supermarket carparks count as "public places" in this context

 

[TVC]

When you say 'put a claim in' what do you mean? Other than the Police who has contacted you?

 

[jamma]

When you say 'put a claim in' what do you mean? Other than the Police who has contacted you?

The third party who's car it was

 

[TVC]

The third party who's car it was

Give to your insurer then. Given that there is no mark on your car and they failed to try and contact you at the time of the alleged collision then they come from a very weak position.

 

[fossyant]

[QUOTE 4326273, member: 45"]You'll be fine. I had it the other way and lost out. Taxi drove into my car. No damage to his, dent in mine. He denied hitting me and paid off his passengers to say that he didn't hit me. Police couldn't do anything without evidence. My insurance ended up paying out.

The onus of proof is on the other party in your case.[/QUOTE]

I got done over by a private hire driver - reversed into me as I turned into a car park.

Tell your insurance and state that you had parked no-where near any cars and you suspect this to be a scam. Make sure you tell them this.

 

[mjr]

My concern is that if you tell your insurance company - even though you are innocent will you get a black mark against your name?

You should get a reward for helping them to catch a scammer! But I fear you may be right

Not sure, but I think things like supermarket carparks count as "public places" in this context

I think so too. While I was at uni, someone tried to defend their drink driving in the campus car park because the law was for "a road or other public place" and the car park was not a road and privately-owned (although it was still open to the public)... and they lost heavily, unsurprisingly.

 

[classic33]

Supermarket carpark would be classed as private property.

 

[JtB]

Sometimes insurance companies come to convenient agreements between themselves to payout on claims to avoid the cost of litigation, which is why I also take out legal cover.

 

[glasgowcyclist]

Supermarket carpark would be classed as private property.

It is but, as Reg points out, it can be a public place for the purpose of prosecuting offences under the RTA.

GC

 

[AndyRM]

Someone tried a similar scam with us, and had SophRM genuinely worried when they called up about it.

After a while she started to get suspicious as she's an incredibly safe and conscientious driver (unlike me, I turn French when I get behind the wheel of our Italian car). So she asked where the accident had occurred. Wolverhampton, a place she's never been. And at the time they were claiming, she was in labour.

Tell them to do one.

 

[tyred]

Seems very strange the police would investigate a parking knock.They don't seem to be interested in anything that doesn't involve injuries.

 

[Dave7]

Only draw back with notifying your insurance company is......your premium will almost certainly rise. They dont care if its 100% not your fault.....it goes down as an accident you have been involved in.

 

[Profpointy]

Supermarket carpark would be classed as private property.

It may well be "private property" (in terms of ownership) but it is still a public place because the public havce access.

 

[MarkF]

Only draw back with notifying your insurance company is......your premium will almost certainly rise. They dont care if its 100% not your fault.....it goes down as an accident you have been involved in.

Yes, it's a real and unfair bummer, I've been involved in 2 no fault accidents in the past 3 years and I have to declare these every time I want insurance.

 

[TVC]

Only draw back with notifying your insurance company is......your premium will almost certainly rise. They dont care if its 100% not your fault.....it goes down as an accident you have been involved in.

The OP is saying the accident didn't occur, I may be thick, but if the claim is fraudulant then why is the policy holder penalised?