No,This is what I mean.
If I were you, I'd get what available money you have(aside from the property) spent. That's what I tell my relatives.
Okay, so it hasn't changed, thanks.
Spending savings, investments for the sake of it is not really our thing. We live a very nice life to be honest and don't hold back for the sake of the kids. But, there really isn't anything we need and we have done a lot in the years we have been together and apart from a small number of holidays on our wish list we are more than satisfied with our lot.
On the other hand, for reasons that I don't really want to go into on here, it pleases us greatly that they will be very nicely set up for their old age once we are gone (hopefully a good while off yet!).