Russell's long term goal / diary. PBP 2019 and Save to Buy Titanium Bike 2020

[Rustybucket]

Deleted my card details from Rapha, Evans and Wiggle accounts today!

 

[jayonabike]

8G on credit cards. 'Kin hell

 

[vickster]

Indeed that's a lot of spending on bike stuff!

 

[Rustybucket]

Indeed that's a lot of spending on bike stuff!

Haha, I wish it was all on bike things! Just a few years of debt built up from buying a house, having kids etc! (and also a few things for the bike!)

 

[vickster]

I reckon you could clear the debt if you sold a child or two

 

[Rustybucket]

I reckon you could clear the debt if you sold a child or two

Ha yeah - definitely get 8k for the boy he's well cute! Not sure about the 6 month old, she's hard work at the moment!

 

[Rustybucket]

Just entered the London Wales London 400km Audax. 4 months to get fit!

 

[Rustybucket]

Going to record my saving progress - every month, the day before payday.
Month 1 (November 2016)
Plan -8000
Actual -7923
Diff -77
Var +1%

 

[Rustybucket]

https://www.strava.com/activities/787132731/shareable_images/map_based?hl=en-GB&v=1480258174

Made it out on the bike today! First time out for the winter bike, forgot how much heavier it is than my other bike! Really nice ride to Henley and back through Windsor great park, nearly all on quiet country roads and not many hills. Will shorten it to 50miles for my winter ride!

 

[Rustybucket]

Why did I start this just before Christmas? Going to be tough to save around December!

 

[twentysix by twentyfive]

Why did I start this just before Christmas? Going to be tough to save around December!

You can have a lovely Christmas without spending money. Christmas is a marketing event. Ignore the salesmen

 

[Rustybucket]

I'm only on the second month and finding it tough saving / not spending any money!

Another goal or resolution for 2017 is to completely give up biscuits, cake and chocolate etc! I'm diabetic so they are really not that great for me. (He says after polishing off a sainsbobs 4 pack of cookies!)

At least the money I save on buying junk food can go towards paying off my credit cards! Win win!

 

[Rustybucket]

Well December didn't go to plan! (Bloody Christmas & Bad Knee)

So it seems this saving is a lot harder than it looks! I've actually added to my Credit card now, due to Christmas expenses and also having a bike fit & seeing a physio due to a bad knee. Ill start saving properly from next month...


Month 2 (December 2016)
Plan -7750
Actual -8079
Diff +329
Var +4%

 

[Rustybucket]

Need to start this up again! Slowly getting into more debt again. Have been reviewing my budget and finding it hard to survive / save at the moment. All future bike related purchases put on hold! Might even start to sell some of my kit which is too small and I've never worn.

 

[Flick of the Elbow]

I sometimes wonder whether some of the blog type threads started on this forum are parodies.