TheBoyBilly
New Member
- Location
- Shoreham-by-Sea, West Sussex
Just wondering if any of you had some good tips on keeping on top of your finances. I earn a decent enough wage and am a homeowner, but following a recent split with my partner things are beginning to get a bit tight. So far, since she left (that is all settled financially), I have managed not to get into too much bother but I can see the credit card balance slowly creeping up. I have 4 more years on my mortgage and have an outstanding loan of about 8k to finish alongside my mortgage (I will still have 5 years of work ahead of me, so if the worst came to the worst I could 'finish' that off with a loan at the end......what d'ya think?) I am not too depressed about it as things haven't yet got too far, but I was looking at ways of trimming my outgoings...for example I have mortgage protection but it is unlikely I will be made redundant within the next 4 years....can I get out of paying this now? That would be £30 a month saved in one go. I don't eat out or go to the pub so much now so I already save there. I have gym membership but that ends soon, and will be going (saving £41).
Any other ideas?
Bill
Any other ideas?
Bill