Cycling home last Thursday, lovely ride so far... Rounded a sweeping left hand bend (no obstructions, clear view of road from all around) just after some lights (which I stopped at as they were red) to approach a queue of traffic waiting at the next lights some 150m down the road. Decided to use the cycle lane and filter past them on the LHS, no side roads leading onto this stretch, so no worried about turning vehicles etc. Just as I'm starting to filter past a WVM decides he desperately needs to mount the pavement in front of me. No indication. Turns across the cycle lane leaving me about 3m or so to take evasive action. All I had time to do was shout "Whooooah" and start to jam the anchors on whilst hoping for the best. I hit the side of his van, clipped his wing mirror with my side and bounced up the kerb still slipped into my pedals. Fortunately one foot came loose (from the pedal, not my leg) and I somehow managed to avoid hitting the wall there, simply ending up in a bit of a heap on the pavement. Bloke (late teens/early 20's possibly?) gets out all apologetic and says he was trying to pull over to make a phone call. We exchange details and get contact details from a woman who I nearly hit on the pavement whilst crashing, and a car driver who stopped too. He then gives me a lift home. My question is this - should I follow through with all the insurance gubbins in order to get a compensation payout, or (as his Boss has offered) accept a cheque from them paying for any damage etc.? What sort of payout are we looking at if this goes via the insurance company, given that he crossed a cycle lane to get to the pavement (to park up illegally!), had no main nearside mirror to actually check for other vehicles, and pulled out of stationary traffic without checking first or indicating.... If I have some idea of ballpark figures for this sort of thing I may pitch my costs in that region, and if he baulks at the idea then get prepared for a longer delay doing it via the insurance. I'm not injured in any 'long term' way (as far as I can tell) and my bike looks okay (it's in the LBS getting checked though) so I feel a bit of a fraud if I go for a huge payout for such a small accident. On the other hand though he was driving without due care in a non-road worthy vehicle. Comments welcome, more details if required.