The AA withdrew £72.00 from my bank account today without my knowledge or permission

[Accy cyclist]

I looked at a mini statement from my Lloyds bank account today and saw that £72.00 had been withdrawn today under the title of AA MEMBERSHIP! I'm not a member of the AA, or requested to be a member of the AA. The last time I had any interaction with them was over 5 years ago when I had car insurance with them. They do send me letters every year when my car insurance is due in April, which I don't even open, so why have they withdrawn £72.00 today and if it is them, why do they still have my bank details?

 

[Jameshow]

If you had gone with the AAA it would have been £52 just saying!!

 

[Drago]

Phone your bank, have it refunded either under the DD guarantee or, if it was a card payment, as fraudulent.

 

[Accy cyclist]

Phone your bank, have it refunded either under the DD guarantee or, if it was a card payment, as fraudulent.

Will my bank definitely refund me Drago?

 

[Accy cyclist]

I'm now wondering how many other debits I haven't authorised are taken out of my bank account, either quite substantial or just the odd fiver, here and there.

 

[stephec]

Report it to your bank as fraud.

 

[Accy cyclist]

Report it to your bank as fraud.

Do you think it actually is the AA, or scammers?

 

[vickster]

Have you checked you haven't been charged for the last 5 years having authorised recurring membership payments at the time of taking insurance?

 

[vickster]

Do you think it actually is the AA, or scammers?

Phone them in the morning and ask!

 

[Accy cyclist]

Have you checked you haven't been charged for the last 5 years having authorised recurring membership payments at the time of taking insurance?

In short no. If this is the case can I still claim my money back?

 

[vickster]

In short no. If this is the case can I still claim my money back?

Most likely but you'll need to speak to them/your bank

 

[Bonefish Blues]

You will have inadvertently agreed to an ongoing contract of some kind. Write to the AA and be very cross.

 

[stephec]

Do you think it actually is the AA, or scammers?

There's only one way to find out, let your bank deal with it.

 

[bikingdad90]

Get a full bank statement and it could say AA membership and then a reference number like an account number or location of the transaction. It may also say if it was a card payment, direct debit or a standing order.

A direct debit is initiated by the seller whereas as a standing order is initiated by the buyer.

 

[bikingdad90]

@Accy cyclist. I have on this occasion reported your attachment. There are enough available details for your bank account to be compromised.

There are at least 3 things I can use to impersonate or inform a fraud attack on you from the picture.