The Retirement Thread

[SpokeyDokey]

Little question for the assembled multitude

I have got a letter from the government!!!

says that I am getting the Winter Fuel Payment as I am now officially old
my wife has got one as well

but the T&Cs show - as expected - that HMRC will claw it back through tax
took a while to confirm as I did not know my actual before tax income
and the main pension system seems to have changed how they login - so my password had to be changed and verified
and teh Teachers pension system is always a bit over finnicky


anyway - turns out that I am just over the limit
which is fine


however - my wife is under the limit - she gets it and keeps it

Now - just to be clear - theis the Winter FUEL payment

now - as the house we live in was my house and she moved in and sold her house
so - all the bills are in my name
including the fuels bills for the house



so - the question


how do I suggest to my wonderful, beautiful and very intelligent wife that this means she should pay EDF????

(post may not be posted in total seriousness - just to be clear!!!)

Nicely!

 

[Drago]

Back home. Had a twit in a Tesla stupidly up my arse in these wet and greasy conditions, so the closer he got the slower I went. He didnt take the hint.

 

[ebikeerwidnes]

Back home. Had a twit in a Tesla stupidly up my arse in these wet and greasy conditions, so the closer he got the slower I went. He didnt take the hint.

Some don't - as you know

we had a couple on the way back from London the other day

mostly while doing about 20 or 30 in a long line of traffic doing 20-30

what exactly he wanted me to do differently was unclear
if I forced a gap in another lane he would be behind the car in front of me
doing 20-30 mph

I did laugh a few times in a VERY long queue when a company marked van bullied his way from lane to lane go get a bit ahead
then I passed him some miles later when he was in the right lane and signalling left
and no-one was letting him pull in!!

 

[tarric]

Just a point from way back about pet insurance

When I got a dog she was an Alsatian

zero chance of her biting anyone as her reaction to stranger outside the house was to go round them in a 50 yard wide circle!
but as it include 3rd party insurance......

also - it covered possible vet fees and all that


anyway - I had it was several years - always seemed the best for what I needed
then all the stuff about dangerous dogs came up in the press
it was the first lot - when it was Rottweilers that were all going on about

anyway after a few years I got a renewal
and I noticed a change so that Alsatians were just not covered - along with Rottweilers and a few others
I had - being me - kept the leaflets and T&Cs from previous years and found that this had entered the T&Cs the previous year
with no "changes to T&Cs" ot anyotehr notice - just an "I agree" type tick box on the renewal form

not only covered the dog attacking someone - but basically said it would not cover anything
not even illness or anything like that!


so wroth checking if you have insurance and any sort of "big" dog -

Pets long gone, but I had a look at the insurer, I used Petplan. they state that since the dangerous dog act of 1991 they do not insure Pit Bull Terriers, Japanese Tosas, Dogo Argentino and Fila Brasileiro and new policies no longer offered for XL Bullies. I found them very good they offer continuous cover for ongoing or long-term conditions on their lifetime policies. Yes they were quite pricy, but unfortunatly not long after we got or second rescue dog we found out she had some pretty serious health problems, I would hate to think what everything would have cost us had we not added her to the policy when we got her and there was never any worry about annual renewal.

 

[PeteXXX]

Not sure whether to take the dog for her afternoon walkies before or after dinner.. Decisions decisions... Hmmmm

 

[Poacher]

Been away for a few days staying in Beccles for another look around the area plus take a day trip to Woodbridge.

Woodbridge;

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And Beccles;

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It was also Beccles beer festival so obviously had to pop in for a couple of sessions;

First pic is Green Jack Worthog at 11.5%

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Absolutely love that middle photo of Beccles, so atmospheric!

 

[mrushton]

Out today. Was hoping to do the reopened Cat and Fiddle road but spent time around Glossop and the low sun put me off the main road. Obviously cold in the valleys esp after flogging up a couple of hills. So headed back to the station and chatted with an 80 year old cyclist on his way for a coffee with a friend. Train to Romiley and ride back for him. So probably 10 miles. He had shorts on!! I was in tights

 

[Exlaser2]

Night night all .

Not done much today but I am up to tip run number six 😀

 

[PeteXXX]

Morning campers 👋

 

[Drago]

I have risen!

 

[Mo1959]

I have risen!

Me too. It says it’s above freezing this morning yet I’m feeling it really chilly.

 

[welsh dragon]

Coooeee. 1 deg here. Not a lot planned

Stay safe peeps

 

[Tenkaykev]

Good morning from a chilly Dorset. We have 2 days of sun promised plus the resulting lower temperatures due to the absence of the cloud "duvet".
A good friend came off her bike a few days ago, ended up spending the day in hospital while they did various assessments, wrist / ribs etc☹️. Will wander over later with some chocolates and a card. Lovely spirit that she is, she's getting hubby to drive her to her cycling group meet up this morning as she's organising their Christmas get together.
Stay warm folks☀️

 

[Paulus]

Good morning all.
A chilly 4⁰ at the moment , but it's going to be bright and sunny today.
I'll spend some time clearing up the fallen leaves as it is green bin collection day on Saturday.
I'll possibly get a ride in around midday.
Enjoy your day everyone

 

[Drago]

Visiting Mini D#1 today, taking the boys with me. She's going to take me for a spin in her new Aston Martin.