The Retirement Thread

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welsh dragon

Thanks but no thanks. I think I'll pass.
Good morning all. Calm day here are the moment, but rain is forcast. Boo :hello:
 
OP
OP
Dirk

Dirk

If 6 Was 9
Location
Watchet
Workie neighbours are skiving. I wasn't woken up a 7.15 am by various car doors slamming and diesel VW engines rattling into life.
The one thing I can't figure out, is that when she goes to work she always manages to slam the doors 5 times...........on a 3 door Polo. I'll have to ask her one day. Her hubby only slams his door once......on a 5 door Golf. Very odd!
 

jongooligan

Legendary Member
Location
Behind bars
Went out into the North Pennines on the motorbike yesterday afternoon, tempted by the sunshine. It was a trap! Crossing the Derwent/Wear watershed from Blanchland the ice warning light started blinking. That is not a road you want to ride on two wheels when it's icy; it's very steep, narrow and twisting. Was very careful on the way down, trying not to use the brakes at all. Five minutes later it was snowing. Winter ain't done with us yet. Got home after a blast down Weardale and lit a fire to thaw my toes.

Icy here this morning but hoping to get out on some kind of pedal bike later on.
 

PaulSB

Squire
Feeling highly motivated this morning and have already put in 40 minutes on the allotment. A lot of tree logging today and my usual storage is already full meaning I’ve had to prepare space behind the woodshed.

This has been my first winter of retirement. I had wondered how it would go. I’m usually very active but since mid January have been quite indolent. Very pleased to find the dawning of a clear, sunny spring day finds me up and ready to go by 8.00am.
 

Ludwig

Hopeless romantic
Location
Lissingdown
The whole idea of retirement may become obsolete before long. The state pension age for me is to be inceased to 66 years and 6 months and for women as well. If you are quite young it will be closer to 70. I think early retirement will not exist and we will all have to be economicaly active well into our 70s.
 
OP
OP
Dirk

Dirk

If 6 Was 9
Location
Watchet
The whole idea of retirement may become obsolete before long. The state pension age for me is to be inceased to 66 years and 6 months and for women as well. If you are quite young it will be closer to 70. I think early retirement will not exist and we will all have to be economicaly active well into our 70s.
Early retirement will always exist for those who planned for it. It's all a matter of priorities.
 

PaulSB

Squire
The whole idea of retirement may become obsolete before long. The state pension age for me is to be inceased to 66 years and 6 months and for women as well. If you are quite young it will be closer to 70. I think early retirement will not exist and we will all have to be economicaly active well into our 70s.

I both agree and disagree with this. For those who do not make private provision for retirement I would agree. I’ve made clear to my sons, 25,28 and 32 if they want to retire early 60s they must provide for themselves.

My wife and I both have small pensions which are adequate to cover living costs plus a small surplus. Our savings we use to pay for big holidays and other major items. I think the key to retirement is to have the mortgage paid off, save what you reasonably can and budget accordingly. As soon as the kids left home we saved all we could.

On the other hand I could not retire if I had to pay rent. This seems to me to be the time bomb. Millions who don’t own a home and pay exhorbitant rents. How they will live in retirement I can’t imagine.
 
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