The Retirement Thread

[Deleted member 1258]

Now there's a coincidence... the postman just delivered a letter which turned out to be details of my coming pension! One reduced payment to get me started, and then £718.40 every 4 weeks - luxury! (Well, with Housing Benefit and my little private pension of £50 a month - comfortable.)

I am assuming that they WILL pay that on time, given that it is 3 or 4 months away! 🤞

Your private pension is similar to mine, I get £60 a month, I also qualify for pension credit, it doesn't put much in the bank every month but I don't pay council tax and get my dental bills paid and free glasses.My pension has been paid on time, I've not had problems with that.

 

[Tenkaykev]

Woolworths?

I went to Durban for a long week end back in 2012. I wandered to a small local shopping centre close to the B+B I was staying at and was surprised to find a branch of Woolworths. What was even more surprising was how " Up Market " it was. It was basically a Marks and Spencer store bearing a Woolworths sign. The colour scheme, layout, presentation and range of goods was practically identical to M+S.

 

[BoldonLad]

The problem is I am not northern enough to drink it out of the saucer 😂😂😀

Northernist!

 

[classic33]

I'm back.

While some of you may think that I am a bit of a clot, and others consider me a stupid bleeder, my blood test revealed that I am actually a bit of both, but all of neither, which is just how it is supposed to be. Good!

I managed to get to the clinic in light drizzle, and back in heavy drizzle, which is not bad considering that heavy rain was forecast for when I was out. I am probably in for the rest of the day now unless there is enough of a break in the rain to be worth getting my bike out again.

What I want to know is this... Why am I more tired now than before I went to bed about 7 hours ago? I know that I haven't had enough sleep but since getting up I have only cycled 3 km, had a simple blood test, picked up a paper and done a quick shop. Oh, and solve a quick crossword and a cryptic crossword. I feel completely knackered now. I am going to have to have a doze for at least half an hour...

You beat The P.P.P.?

 

[PaulSB]

Now there's a coincidence... the postman just delivered a letter which turned out to be details of my coming pension! One reduced payment to get me started, and then £718.40 every 4 weeks - luxury! (Well, with Housing Benefit and my little private pension of £50 a month - comfortable.)

I am assuming that they WILL pay that on time, given that it is 3 or 4 months away! 🤞

You'll probably find it hits £185.50 within 2-3 months of starting. It's currently looking as though the annual increase will be 3.3% based on RPI inflation.

Very glad we won't get the 8.8% it's only right we contribute to the financial challenges the country faces.

 

[PaulSB]

Hello, finally got here. Peed down all day. It's been a relaxing day. A bit of shopping to buy a new walking day pack and a set of hex keys - fancy ones with proper handles.

Took Mrs P out for her birthday lunch three weeks after the event. It's a very nice restaurant and today was the first day we could get in when both of us were free. Mrs P has been very "relaxed" since we got home. I drove.

 

[PaulSB]

We are similar. Since Retirement, income has fallen significantly, but, we still seem to be better off. I do not understand it, all I can't think is, it must have cost a lot of money to go to that unmentionable place (begins with a "w").

Our income is around 40% of what it was when we worked and we use a combination of drawdown and cash savings to make up any deficit. However when Mrs P gets the state pension this will change and we will be able to replace savings. This was always the plan.

Going to w*** is undoubtedly expensive. Clothes, shoes, fuel, sandwiches etc. The small bits of money one spends without noticing.

My biggest expense these days is the cafe stop!!!

 

[pawl]

In that case I should hear from DWP in December. Wooohooo

You can contact theDWP and a request a forecast of your future pension Not sure if you can do it by e mail

 

[ColinJ]

You beat The P.P.P.?

It was at 08:35, long before the PPP was on the prowl! There was a stack of about 50 papers there at that time.

You can contact theDWP and a request a forecast of your future pension Not sure if you can do it by e mail

It can be done HERE on the gov.uk website.

 

[PaulSB]

You can contact theDWP and a request a forecast of your future pension Not sure if you can do it by e mail

Its a two minute job on the website.

https://www.gov.uk/check-state-pension

 

[Paulus]

You can go online on the pension website to get a forecast of what you may get based on your NI payments over the years.

 

[ColinJ]

Its a two minute job on the website.

https://www.gov.uk/check-state-pension

Ha ha - I win, for once. Twice, in fact! (Normally, I post about 30 seconds after somebody else...)

 

[PaulSB]

One of many variations on the theme........poor Hermes but they are crap at deliveries so hey Ho!

 

[classic33]

It was at 08:35, long before the PPP was on the prowl! There was a stack of about 50 papers there at that time.

You'll not be wanting the rest of these then

 

[welsh dragon]

You can contact theDWP and a request a forecast of your future pension Not sure if you can do it by e mail

You can online and see your forecast. You have to register with Gov.Uk. I did that about 2 years ago. Thanks for that.