The Retirement Thread

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classic33

Leg End Member
I was with you until you got to black pudding xx(xx(xx(
What about white pudding as well?
 

12boy

Guru
Location
Casper WY USA
Too windy for pleasant riding but not too windy for spading the garden and even rototilling if I get that far. Prolly find some other less back intensive pastimes, too. Another high wind day manana, followed by snow and rain. The gales of Novermber, Edmund Fitzgerald.
Our daylight savings time changes tonight and except for 2 clocks and 2 cas everything else we use will autocorrect. The dog, who has her own clock somewhere, will be pleased 5:30 dinner will be at 4:30. It is uncanny how she will wake up right on time for dinner and dance around impatiently if it isn't served on time.
Be well and safe.
 

ColinJ

Puzzle game procrastinator!
It sure is! My ex owns a 25% share of her house. A housing association owns the other 75% and charge 75% of what the rent would otherwise be.
Positives: Getting on the housing ladder. Security of tenure. Very affordable rent.

Negatives: She is 100% responsible for maintenance of the property. If/when she sells, she only gets 25% of the sale price of the house, which is now worth at least 6 times what it was when she bought her 25%. If she had increased her share to 100% she would have paid off a mortgage by now and be living rent-free.
 

welsh dragon

Thanks but no thanks. I think I'll pass.
Positives: Getting on the housing ladder. Security of tenure. Very affordable rent.

Negatives: She is 100% responsible for maintenance of the property. If/when she sells, she only gets 25% of the sale price of the house, which is now worth at least 6 times what it was when she bought her 25%. If she had increased her share to 100% she would have paid off a mortgage by now and be living rent-free.
That doesn't seem like a very good deal to me:ohmy:
 

ColinJ

Puzzle game procrastinator!
That doesn't seem like a very good deal to me:ohmy:
I thought that she had increased her share to 50% some time ago, but apparently not.

It was a good deal at the time because mortgage interest rates went crazy - to about 15%. I was spending 2/3 of my salary on my mortgage then. The current very low interest rates make these deals less appealing now.
 

classic33

Leg End Member
Sainsburys, Waitrose, Tesco and Asda don't sell white pudding.......can't be that good
No Waitrose nearby, but...
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Chief Broom

Veteran
A wash out weather wise and 40mph winds :ohmy: definitely a non riding day but managed a walk along the sea. Didnt see one person on a mile n half of beach though a seal did pop his head up just yards out. Have been reading up on the derailleur and demystifying it for myself,,,,easy peasy im an expert now and will never ever have a problem with gears.....:laugh:
 

welsh dragon

Thanks but no thanks. I think I'll pass.
A wash out weather wise and 40mph winds :ohmy: definitely a non riding day but managed a walk along the sea. Didnt see one person on a mile n half of beach though a seal did pop his head up just yards out. Have been reading up on the derailleur and demystifying it for myself,,,,easy peasy im an expert now and will never ever have a problem with gears.....:laugh:


It's been horrible here as well. High winds and heavy rain all day.
 
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