The Retirement Thread

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Flick of the Elbow

Flick of the Elbow

less than
Location
Pentlands Midlothian Edinburgh
ColinJ said:
In that case, you have just been given an age-infringement yellow card! :laugh:

I have gone full circle...

I first heard of credit cards about 50 years ago and thought that they were a crazy concept - allowing people to spend money that they didn't have... WHAT!!! :wacko:

Then I got a reasonably well-paid job, and a credit card. It was very convenient, and I always paid the full bill every month so I never paid any interest. :smile:

Then I got made redundant, but still had a credit card, which still made it easy to spend money, only then I couldn't pay the full bill every month so I started paying interest. LOTS of interest... 15%, 18%, 20%, 23%... :sad:

But then I got another job. Back to paying the bill off every month. :bravo:

And then eventually that job was over too... My very convenient credit card let me get into debt and the bank kept raising my credit limit without asking me. I was using withdrawals on the credit card to pay the interest on the credit card bill! :eek:

I'll skip the gory details, but it didn't end well... :whistle:

I'm back to thinking that credit cards are A Very Bad Idea!!! I probably couldn't get another one now, but even if I could, I wouldn't. I will save up for things that I want to buy.
Click to expand...
But I do remember Green Shield Stamps...
 
D

Deleted member 1258

Guest
ColinJ said:
In that case, you have just been given an age-infringement yellow card! :laugh:

I have gone full circle...

I first heard of credit cards about 50 years ago and thought that they were a crazy concept - allowing people to spend money that they didn't have... WHAT!!! :wacko:

Then I got a reasonably well-paid job, and a credit card. It was very convenient, and I always paid the full bill every month so I never paid any interest. :smile:

Then I got made redundant, but still had a credit card, which still made it easy to spend money, only then I couldn't pay the full bill every month so I started paying interest. LOTS of interest... 15%, 18%, 20%, 23%... :sad:

But then I got another job. Back to paying the bill off every month. :bravo:

And then eventually that job was over too... My very convenient credit card let me get into debt and the bank kept raising my credit limit without asking me. I was using withdrawals on the credit card to pay the interest on the credit card bill! :eek:

I'll skip the gory details, but it didn't end well... :whistle:

I'm back to thinking that credit cards are A Very Bad Idea!!! I probably couldn't get another one now, but even if I could, I wouldn't. I will save up for things that I want to buy.
Click to expand...

I managed to not fall into that trap, I only ever used the credit card for big purchases and I paid it off before i brought anything else, I did at one stage live off my overdraft, I'd lost my job, the new job didn't pay as much and I was struggling to pay my bills, so I'd get paid at the end of the month and my bank account would go in the black for seven to ten days then go in the red till I next get paid at the end of the month, that went on for several years.
 
classic33

classic33

Leg End Member
ColinJ said:
Sweeteners are to sugar what e-cigs are to tobacco... Unnecessary (and possibly unhealthy?) products sold to addicts who could actually wean themselves off their addiction in a few weeks and never worry about it again! :whistle:

I know people who used to take 4 or 5 heaped teaspoons of sugar in their tea and coffee and who swore that they couldn't enjoy unsweetened drinks. Now, they are like everyone else who shudders if someone mistakenly puts sugar in their drink.

Similarly, my chain-smoking pals could NEVER cut out their 30/40/50 cigarettes a day... But they eventually did.

Maybe sweeteners taste better now than when I tried them years ago (when still a sugar junkie)? Ones back then tasted horrible.

My addiction used to be alcohol but is now dairy products. I would REALLY struggle to give up milk, cheese, yoghurt etc.!

In other news... I got to sleep at 04:45 but was woken up at 08:15 by a text message from the NHS saying that I can now have a Covid-19 booster jab. I checked and the nearest centres are 13+ kms away. I don't particularly want to cycle to Burnley, Bury, Halifax to get it done, so I will wait until I get an appointment at Todmorden health centre. Last time that was a few weeks after the initial message.

I struggled to get back to sleep and when I did I had a bizarre dream about getting chatting to a complete stranger who was wearing an identical buff and had also been invited to get his booster jab. He said that he would give me a lift there and back. For some reason we ended up at a crowded antiques warehouse in the Peak District rather than a vacc centre in Calderdale! I was highly miffed, especially when the nurse across the floor of the building barked out an order to be patient and silent - we would be jabbed within 14 hours!!! :wacko::eek:
Click to expand...
Isn't Boots in Hebden Bridge doing a walk-in service?
 
ColinJ

ColinJ

Puzzle game procrastinator!
Location
Todmorden - Yorks/Lancs border
classic33 said:
Isn't Boots in Hebden Bridge doing a walk-in service?
Click to expand...
The nearest one is Halifax.

I think that I will get an invite to get it done at Todmorden before too long.
 
BoldonLad

BoldonLad

Not part of the Elite
Location
South Tyneside
ColinJ said:
Sweeteners are to sugar what e-cigs are to tobacco... Unnecessary (and possibly unhealthy?) products sold to addicts who could actually wean themselves off their addiction in a few weeks and never worry about it again! :whistle:

I know people who used to take 4 or 5 heaped teaspoons of sugar in their tea and coffee and who swore that they couldn't enjoy unsweetened drinks. Now, they are like everyone else who shudders if someone mistakenly puts sugar in their drink.

Similarly, my chain-smoking pals could NEVER cut out their 30/40/50 cigarettes a day... But they eventually did.

Maybe sweeteners taste better now than when I tried them years ago (when still a sugar junkie)? Ones back then tasted horrible.

My addiction used to be alcohol but is now dairy products. I would REALLY struggle to give up milk, cheese, yoghurt etc.!

In other news... I got to sleep at 04:45 but was woken up at 08:15 by a text message from the NHS saying that I can now have a Covid-19 booster jab. I checked and the nearest centres are 13+ kms away. I don't particularly want to cycle to Burnley, Bury, Halifax to get it done, so I will wait until I get an appointment at Todmorden health centre. Last time that was a few weeks after the initial message.

I struggled to get back to sleep and when I did I had a bizarre dream about getting chatting to a complete stranger who was wearing an identical buff and had also been invited to get his booster jab. He said that he would give me a lift there and back. For some reason we ended up at a crowded antiques warehouse in the Peak District rather than a vacc centre in Calderdale! I was highly miffed, especially when the nurse across the floor of the building barked out an order to be patient and silent - we would be jabbed within 14 hours!!! :wacko::eek:
Click to expand...

Can you not just book a jab via the website? https://www.nhs.uk/conditions/coron...irus-vaccination/coronavirus-booster-vaccine/
 
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