The Retirement Thread

[ebikeerwidnes]

Just had a look at NACA out of interest I don’t subscribe to it

Just in case you not aware we’re all millionaires or on high final salary schemes

Own up who’s nicked my final salary scheme

Well - I've got 2 final salary schemes but I'm not rich - they don;t pay huge amounts of money unless you were getting hugely huge amount in the first place.
Still worked out well for me - it'll cover council tax and spending and stuff - but I'm probably going to have to cancel that order for a superyacht I ordered in a dream last night!!!


Anyway - just been listen to our greader financial leader on the telly
to keep away from NACA stuff - he has said that he wants 'economically inactive people' to go back to work
Hmm - who does he mean
well apparently anyone not working who potentially could work counts unless they are claiming benefits or not able to work etc etc

so that is me - and a lot of others on here - especially anyone under the Old Age Pension age with a private pension
(or massive trust fund I suppose).

not exactly sure what he wants me to do
If I go back to being a teacher it will affect my pension - probably catastrophically due to the way it is all arranged
If I go back as an IT Technician - which I did for the last few years of work - the the salary will probably be term time only and the same approximately as stacking shelves at Tesco. (I know this due to the ex-TAs that I know from my last job that are currently stacking shelves st Tesco for more money that working in the school!!)

and - I suspect - I would have to start getting up early in the mornings again

not sure exactly how he is going to persuade me

 

[classic33]

Well - I've got 2 final salary schemes but I'm not rich - they don;t pay huge amounts of money unless you were getting hugely huge amount in the first place.
Still worked out well for me - it'll cover council tax and spending and stuff - but I'm probably going to have to cancel that order for a superyacht I ordered in a dream last night!!!


Anyway - just been listen to our greader financial leader on the telly
to keep away from NACA stuff - he has said that he wants 'economically inactive people' to go back to work
Hmm - who does he mean
well apparently anyone not working who potentially could work counts unless they are claiming benefits or not able to work etc etc

so that is me - and a lot of others on here - especially anyone under the Old Age Pension age with a private pension
(or massive trust fund I suppose).

not exactly sure what he wants me to do
If I go back to being a teacher it will affect my pension - probably catastrophically due to the way it is all arranged
If I go back as an IT Technician - which I did for the last few years of work - the the salary will probably be term time only and the same approximately as stacking shelves at Tesco. (I know this due to the ex-TAs that I know from my last job that are currently stacking shelves st Tesco for more money that working in the school!!)

and - I suspect - I would have to start getting up early in the mornings again

not sure exactly how he is going to persuade me

You could always do the night shift, go to bed when everyone else is getting up.

 

[welsh dragon]

Well - I've got 2 final salary schemes but I'm not rich - they don;t pay huge amounts of money unless you were getting hugely huge amount in the first place.
Still worked out well for me - it'll cover council tax and spending and stuff - but I'm probably going to have to cancel that order for a superyacht I ordered in a dream last night!!!


Anyway - just been listen to our greader financial leader on the telly
to keep away from NACA stuff - he has said that he wants 'economically inactive people' to go back to work
Hmm - who does he mean
well apparently anyone not working who potentially could work counts unless they are claiming benefits or not able to work etc etc

so that is me - and a lot of others on here - especially anyone under the Old Age Pension age with a private pension
(or massive trust fund I suppose).

not exactly sure what he wants me to do
If I go back to being a teacher it will affect my pension - probably catastrophically due to the way it is all arranged
If I go back as an IT Technician - which I did for the last few years of work - the the salary will probably be term time only and the same approximately as stacking shelves at Tesco. (I know this due to the ex-TAs that I know from my last job that are currently stacking shelves st Tesco for more money that working in the school!!)

and - I suspect - I would have to start getting up early in the mornings again

not sure exactly how he is going to persuade me

I think the inactive people is anyone who doesn't work apart from pensioners and quite right as well. There are so many jobs available but so few people who want to do them. I can see trouble down Mill in a minute when someone arrives to state otherwise.

 

[classic33]

I think the inactive people is anyone who doesn't work apart from pensioners and quite right as well. There are so many jobs available but so few people who want to do them. I can see trouble down Mill in a minute when someone arrives to state otherwise.

Where's the mill near you?

 

[welsh dragon]

Where's the mill near you?

Quite close, but not the kind your thinking of

 

[classic33]

Quite close, but not the kind your thinking of

You thinking pepper mill?

 

[SpokeyDokey]

Good news for Old Codgers from Number 11. Break out the fizz.

State Pension is still woefully low imo.

 

[welsh dragon]

Good news for Old Codgers from Number 11. Break out the fizz.

State Pension is still woefully low imo.

It's still better than the poor buggers on the old pension. I do feel sorry for them.

 

[welsh dragon]

A 23% increase in fuel tax is on for 2023. They are trying to price everyone off the road but If they do that, where is the extra money coming from then. What a mess.

 

[classic33]

A 23% increase in fuel tax is on for 2023. They are trying to price everyone off the road but If they do that, where is the extra money coming from then. What a mess.

View attachment 668305

Doesn't he know that whilst riding I black no-one will see him.
Where's his Hi-Vis for contrast?

 

[BoldonLad]

It's still better than the poor buggers on the old pension. I do feel sorry for them.

Sympathy accepted

It was rather annoying to have the rules changed just after we reached retirement age

 

[Sterlo]

A 23% increase in fuel tax is on for 2023. They are trying to price everyone off the road but If they do that, where is the extra money coming from then. What a mess.

View attachment 668305

I think it's gas and electric they're talking about, supposed to be going from £2500 to to £3000?

 

[welsh dragon]

I think it's gas and electric they're talking about, supposed to be going from £2500 to to £3000?

Petrol and diesel as well

 

[Dirk]

Just had a look at NACA out of interest I don’t subscribe to it

Just in case you not aware we’re all millionaires or on high final salary schemes.

OK.....I'll hold my hands up. Fair cop.

Just booked a few nights at a nice 15th century Grade 1 listed hotel in Wells next week.
Was going to stop at a Premier Inn......but after the Autumn statement we thought...why not? It's only a couple of hundred pounds a night.

We could do with a break, but the caravan is full of stuff that we are storing, so a hotel it has to be.

 

[SpokeyDokey]

What time do you go to bed?

Comments dry up real early in here. 😁😁😁