The Retirement Thread

[classic33]

My grabdsons appointment at the dentist for today has been cancelled as the xray machine isn't working. His appointment will be for next week instead

And your grandsons appointment?

 

[SpokeyDokey]

Bloody ridiculous

Why do you think that? Pension is income whether it be State or Private.

PS I'm not being arsey but I am genuinely puzzled.

 

[pawl]

From my facebook memories, 10 years ago I did a forum ride starting at Oakham, 52 miles around Rutlands lanes.

View attachment 668354

Thats me on my fixed wheel Pearson.

Two years a go I had a ride round Rutland I’d forgotten how lumpy it was.

 

[pawl]

Thirty minutes on the turbo this morning.That makes three times this week.Must be getting a bit of a turbo addict 👼👼👼

 

[welsh dragon]

Why do you think that? Pension is income whether it be State or Private.

PS I'm not being arsey but I am genuinely puzzled.

We have worked our entire lives and paid tax. If we are living on just a state pension what with everything increasing by so much, so few can afford to pay tax. Poll tax, food, utilities, when you break it down and treat it like a wage, we are earning less per hour than anyone.

 

[welsh dragon]

We have leftover chicken so we are having the today

 

[Dave7]

We have leftover chicken so we are having the today

Think I am also on chicken.....with a few spuds plus veg.

 

[Dave7]

We have worked our entire lives and paid tax. If we are living on just a state pension what with everything increasing by so much, so few can afford to pay tax. Poll tax, food, utilities, when you break it down and treat it like a wage, we are earning less per hour than anyone.

May I rant (and swear) please ??
Like many I have worked 50 years and paid everything into the system.
At my age it really p*sses me off to see THOUSANDS of people coming into the country and getting everything free while I have to pay for teeth n specs etc.
Grrrhhh

 

[Mo1959]

May I rant (and swear) please ??
Like many I have worked 50 years and paid everything into the system.
At my age it really p*sses me off to see THOUSANDS of people coming into the country and getting everything free while I have to pay for teeth n specs etc.
Grrrhhh

Careful, we’re not allowed to say things like that!

 

[Deleted member 1258]

Where's PAM?

???

 

[SpokeyDokey]

We have worked our entire lives and paid tax. If we are living on just a state pension what with everything increasing by so much, so few can afford to pay tax. Poll tax, food, utilities, when you break it down and treat it like a wage, we are earning less per hour than anyone.

Okay, I get where you are coming from.

The real problem is that the State Pension is not especially generous. On the other hand many people pay, relatively speaking, very little NI during their working career. Like any pension, if we want more out we need to put more in. Bear in mind that NI also pays for a raft of benefits not just SP.

Also, to keep things in perspective, I doubt that many people existing on SP only actually pay any tax. In fact only those who have paid in extra via SSP and S2P can get more than the standard amount and they won't be paying much tax either if it is their only income.

The situation will, however, steadily change due to the fiscal drag of a frozen Personal Tax Allowance until 2008. One for discussion on the allied forum.

 

[classic33]

???

Spoiler: PAM

Passing A Motion

 

[welsh dragon]

And if pensioners have to pay tax as it is an income as you say, then surely EVERYONE on benefits should pay as well as it is their income. I bet the soft and smelly stuff would hit the fan then.

 

[Deleted member 1258]

Okay, I get where you are coming from.

The real problem is that the State Pension is not especially generous. On the other hand many people pay, relatively speaking, very little NI during their working career. Like any pension, if we want more out we need to put more in. Bear in mind that NI also pays for a raft of benefits not just SP.

Also, to keep things in perspective, I doubt that many people existing on SP only actually pay any tax. In fact only those who have paid in extra via SSP and S2P get more than the standard amount and they won't be paying much tax either if it is their only income.

The situation will, however, steadily change due to the fiscal drag of a frozen Prsonal Tax Allowance until 2008. One for discussion on the allied forum.

I'm on a state pension plus a small private pension and am nowhere near paying tax and qualify for a number of benefits.

 

[Deleted member 1258]

Spoiler: PAM

Passing A Motion

You've totally lost me with that one classic.