The Retirement Thread

[numbnuts]

I've been out on my trike first time this year, only 10 miles, but it was a nice 10 miles if you know what I mean

 

[BoldonLad]

Rant of the day.... online banking and card readers.

Tried to send my granddaughter money for her birthday. First time transferring money to her. Had to use a shite card reader that locked me out of my account's and wouldn't let me do anything. Finally has to re register and make new passwords just to unlock my own accounts. Not only do I have to use the card reader, but they send a code to my mobile, then send an email both of which I have to verify just to transfer £40 bloody pounds. Its worse than Fort knox.

And it took me 40 minutes to put things right

Rant over

I can sympathise. This morning, I was transferring some money from my Santander account to my Sterling Account, both accounts in my name, but, they insisted on sending me a OTP, to move £7!

 

[SpokeyDokey]

Rant of the day.... online banking and card readers.

Tried to send my granddaughter money for her birthday. First time transferring money to her. Had to use a shite card reader that locked me out of my account's and wouldn't let me do anything. Finally has to re register and make new passwords just to unlock my own accounts. Not only do I have to use the card reader, but they send a code to my mobile, then send an email both of which I have to verify just to transfer £40 bloody pounds. Its worse than Fort knox.

And it took me 40 minutes to put things right

Rant over

Why did a card reader have to be used?

 

[welsh dragon]

Why did a card reader have to be used?

Because its the nationwide and they are in the dark ages.

 

[SpokeyDokey]

Because its the nationwide and they are in the dark ages.

They sound like The Cumbria BS - we even have quaint little Passbooks!

No App either.

Doesn't the Nationwide have an App?

 

[welsh dragon]

They sound like The Cumbria BS - we even have quaint little Passbooks!

No App either.

Doesn't the Nationwide have an App?

They do, but to pay someone the first time you still have to use the bloody card reader, then they sen you a code to your phone that you have to type into the reader then maybe it will work.

I have sent a complaint to them and their archaic practices. 😆

 

[SpokeyDokey]

They do, but to pay someone the first time you still have to use the bloody card reader, then they sen you a code to your phone that you have to type into the reader then maybe it will work.

I have sent a complaint to them and their archaic practices. 😆

I did the same with the Cumbria on their Feefo feedback.

We just transferred two ISA's to them and it took 3-4 weeks to complete as opposed to the usual 4-5 days.

Lovely people though (and a great 5.25% 5 year rate) but so...very...slow.

Tbf they are undergoing a 'digital transformation' process.

 

[Proto]

I've bought a woodturning lathe! Experienced metal worker, turning and milling, but complete novice at woodturning.

A somewhat sad purchase, bought from a widow who was clearing out her recently deceased husband's shed. On eBay, £210, with faceplates, chuck, chisels and gouges.

My first effort from a bit of wood I had laying about.

 

[welsh dragon]

I've bought a woodturning lathe! Experienced metal worker, turning and milling, but complete novice at woodturning.

A somewhat sad purchase, bought from a widow who was clearing out her recently deceased husband's shed. On eBay, £210, with faceplates, chuck, chisels and gouges.

My first effort from a bit of wood I had laying about.

View attachment 673472

View attachment 673473

Ahh. An ex toolmaker?

 

[Proto]

Because its the nationwide and they are in the dark ages.

I hate Nationwide with a passion. Dark ages? more like stone age.

I had a Nationwide postal account, £80k in it, earning almost no interest. Fed up with this, I asked local branch what they could offer. They. suggested I close it and move to a different type of 'easy access' account which had much better interest rate. So I closed the postal account and presented myself with cheque to the branch to open my new account.

"Oh, sorry, can't open that type of account, it's for existing customers only, and you are no longer an account holder." Words were exchanged. They eventually caved in and allowed it after several calls to head office, but damage was done. All my 'easy access' savings are now with Marcus Bank.

I no longer have anything to do with Nationwide. My wife closed her account, too. Useless feckers.

 

[Proto]

Ahh. An ex toolmaker?

No formal training, mostly self taught.

Mech Eng degree, worked for a few biggish engineering companies as production manager before joining up with a mate and starting a precision machining company. Initially prototype parts for the moulding industry, manual m/c work, but fairly quickly moved towards small batch stuff. Bought a CNC lathe, then another, then some CNC mills and pushed all the manual stuff into the corner, batch size 10 - 200 pieces sometimes 1000. Partner sadly died along the way but I carried on. Best thing I ever did was buy a Star sliding headstock CNC lathe, astonishing accuracy, turning to 8 microns tolerance! Expensive, but paid for itself very quickly, so bought another one, 9 axis working!

Ended up with 7 CNC lathes and 3 vertical machine centres, plus other usual workshop stuff.

Used to run the Stars unmanned through the night - lights off, lock up and go. Set up a WiFi camera in the workshop to check up on them at 2.00AM to see if they were earning their keep. They had fire suppression fitted, just in case, as they were running on neat oil and sometimes got a bit warm!

 

[Dave7]

Frozen Chips.

We have a Tefal Actifry which is good for chips (not much else though).
Long story short.......I bought some Aldi chunky Maris Piper.....they are great.
Needed a bit longer to brown but were golden, crispy and fluffy inside. Very yummy.
May I recommend them.

 

[classic33]

They sound like The Cumbria BS - we even have quaint little Passbooks!

No App either.

Doesn't the Nationwide have an App?

I preferred the pass book/bank book. No one ever tried using that to buy stuff.

 

[Tenkaykev]

They do, but to pay someone the first time you still have to use the bloody card reader, then they sen you a code to your phone that you have to type into the reader then maybe it will work.

I have sent a complaint to them and their archaic practices. 😆

I’d have to disagree, as you are making a first Time payment to someone new, Nationwide are doing the right thing in making several checks to make sure that it is a legitimate transaction. Once you’ve cleared the identity checks then any further payments to the same party will go through immediately.

 

[Dave7]

They do, but to pay someone the first time you still have to use the bloody card reader, then they sen you a code to your phone that you have to type into the reader then maybe it will work.

I have sent a complaint to them and their archaic practices. 😆

I am with TSB. Bloody awful. Just to access so as to check my account I need......
My password
Memorable word (they then request a random mix of letters from that).
They then text me a number and give me so many seconds to type that in**
**so if I am trying to log in ON THE PHONE and they text me ON THE PHONE how do I get that and type it in🥺