The Retirement Thread

[screenman]

Most people keep on working because they do not have enough of a social life, really sad if you need to keep working when you don't have to. have had a great working life, never wanted for anything, have a lovely family, a couple of really close mates and plenty of friends to socialize with, i love my life would not want to swap with anyone.

That is a good point that has not occured to me before. I certainly do not fit in with that though, I am suprised at how little my fully retired friends fit into thier day with many using the old, we did not have enough time or waiting for better weather etc. when really it was a case of too much time but not using it well.

 

[screenman]

Most people keep on working because they do not have enough of a social life, really sad if you need to keep working when you don't have to. have had a great working life, never wanted for anything, have a lovely family, a couple of really close mates and plenty of friends to socialize with, i love my life would not want to swap with anyone.

The trouble is with your post though as I have reread it, is you assume people see doing something to earn money as something that should not give them more pleasure or the same amount as some of the things you do, if you enjoy going to the office the same as Dirk enjoys going to the pub then why pack up?

 

[Deleted member 1258]

The roadies are out of hibernation. Not an ounce of road craft between them.

With only being able to get out week days most weeks I miss all that.

 

[screenman]

With only being able to get out week days most weeks I miss all that.

I blame people's reluctance to join a club, when I was a lad the club elders taught me those things.

 

[Deleted member 1258]

I blame people's reluctance to join a club, when I was a lad the club elders taught me those things.

I'm the same, I learnt a lot of road craft riding with the local club, I was already a competent cyclist when I joined, but the lads polished up the skills nicely.

 

[Drago]

I blame rollers. They spend all winter on the rollers because it's a bit moist or cold outside, and they emerge blinking into the spring sunshine having not practiced their roadcraft or control skills for half a year.

 

[The Central Scrutinizer]

I keep on agreeing with you. For some though they have never earned enough to retire early, or they just like moaning. I have never understood this idea of keeping up with the Joneses, way to stressful for me.

I know two people who couldn't be "bothered" to save for a pension although they had good jobs.One now is living in lodgings and just receiving his state pension.The other who is self employed has told me he will have to work until he'drops.
I am so glad i decided to save for my future at an early age.

 

[screenman]

I know two people who couldn't be "bothered" to save for a pension although they had good jobs.One now is living in lodgings and just receiving his state pension.The other who is self employed has told me he will have to work until he'drops.
I am so glad i decided to save for my future at an early age.

I know of people in this small village who never earned enough to save. The self employed guy, may have been a very low earner and used the cannot be bothered to hide the truth.

Few of us know the full circumstances of others. Just a thought, would you have been considered wise if you had lived frugally and died before retiring.

 

[BoldonLad]

I know of people in this small village who never earned enough to save. The self employed guy, may have been a very low earner and used the cannot be bothered to hide the truth.

Few of us know the full circumstances of others. Just a thought, would you have been considered wise if you had lived frugally and died before retiring.

I suppose, if you die, then, you are not in a position to “consider”?

 

[Dirk]

Me dog's had a hard day!
Busy relaxing in the caravan now.

 

[Drago]

would you have been considered wise if you had lived frugally and died before retiring.

Most sensible, is to hope for the best, plan for the worst. Alas, the typical person does the opposite when it comes to life planning. I'd rather live frugally and die young with unspent millions, than spunk it all up the wall and have to work to 110 to pay for it, and then actually manage to live to 110 so i get to savour every miserable minute.

There are without doubt folk who, through no fault of their own, who never have the wherewithall to make a viable retirement plan. However, look out the window at the shiny cars, or your friends shiny iphones, to see the reality that most people create for themselves.

 

[Dirk]

I'd rather live frugally and die young with unspent millions, than spunk it all up the wall and have to work to 110 to pay for it, and then actually manage to live to 110 so i get to savour every miserable minute.

I'm planning on being shot in bed by a jealous husband when I'm 95.

 

[derrick]

The trouble is with your post though as I have reread it, is you assume people see doing something to earn money as something that should not give them more pleasure or the same amount as some of the things you do, if you enjoy going to the office the same as Dirk enjoys going to the pub then why pack up?

I would rather see people retire. That leaves more jobs for those that need to work.

 

[Dirk]

I would rather see people retire. That leaves more jobs for those that need to work.

Will nobody give us pensioners any credit for our altruism?

 

[Drago]

I'm planning to die aged 110, in the most awkward way possible, which generates the maximum amount of paperwork for the police.