The Retirement Thread

[Tenkaykev]

Just checked and see that I am £25 better off as one of my Premium bonds came up. 👍

Off to join Mrs Tenkay on one of the "Health Walks" that she leads from time to time, then I'm planning to get familiar with the workings of my Brompton rear tensioner 🤔

 

[Paulus]

Morning all, a cool but dry start to the day. The dog will be walked and then we're off to the airport 🛩 for warmer climates. I'll send some pictures back, I know you won't be jealous or anything like that.

 

[welsh dragon]

I won sod all on the premium bonds this month.

 

[Mo1959]

I won sod all on the premium bonds this month.

Don't think I have either, although I noticed last month it took a while to show up so maybe hope yet. Lol.

 

[Tenkaykev]

Don't think I have either, although I noticed last month it took a while to show up so maybe hope yet. Lol.

There is an NS&I app that keeps a track of your winnings and shows how long to the next draw etc.

With the Email notifications I've noticed that you get a separate email for each of the prizes you have won.

 

[numbnuts]

Hi

 

[oldwheels]

I won sod all on the premium bonds this month.

Bad month only £25 here.

 

[PaulSB]

I won sod all on the premium bonds this month.

Same here. Zilch!

 

[GM]

I won sod all on the premium bonds this month.

I've won sod all on the premium bonds in the last 20 odd years. Perhaps I'm in line for a big win!

 

[Mo1959]

Bad month only £25 here.

Have you had any big wins? I just got mine start of the year and got £125 January and £100 February but I presume there will be months with nothing or just £25 too even with the maximum holding.

 

[Tenkaykev]

Have you had any big wins? I just got mine start of the year and got £125 January and £100 February but I presume there will be months with nothing or just £25 too even with the maximum holding.

I have had one win of £100. Just out of interest I keep note of the Prize fund interest rate equivalent to see how much statistically I should win over the course of a year.
Of course if I am ahead of the game then someone is behind.
One thing to note is that I have my winnings automatically reinvested. If you do that then the winnings are invested in new bonds that immediately go into the next months draw. If you invest cash then you have to wait a month before they become eligible.

A further point is that the maximum holding is £50K. If you hold the maximum and your winnings are reinvested in Bonds, then those Bonds are not eligible to win a Prize. ( Not that I have £50K floating around :-) )

 

[Mo1959]

I have had one win of £100. Just out of interest I keep note of the Prize fund interest rate equivalent to see how much statistically I should win over the course of a year.
Of course if I am ahead of the game then someone is behind.
One thing to note is that I have my winnings automatically reinvested. If you do that then the winnings are invested in new bonds that immediately go into the next months draw. If you invest cash then you have to wait a month before they become eligible.

A further point is that the maximum holding is £50K. If you hold the maximum and your winnings are reinvested in Bonds, then those Bonds are not eligible to win a Prize. ( Not that I have £50K floating around :-) )

I bought the max purely as it was some of the inheritance following dad's death and felt it was as well in there as anywhere else with the current interest rates. It's always a bit of excitement each month and at least the capital is still there unlike the lottery.

 

[Dave7]

I've won sod all on the premium bonds in the last 20 odd years. Perhaps I'm in line for a big win!

I won once.....cant recall how much but it was a small amount.
This time next year I'll be a Millionaire still skint

 

[welsh dragon]

I don't have much Money tied up on PB's so that is probably why I havnt won anything.

 

[GM]

If you could see me now it'll be a sight for sore eyes, I'm sitting at the computer eating my breakfast with my feet soaking in the foot bubble spa!