The Retirement Thread

[Flick of the Elbow]

Been out for 30 miles or so, very pleasant, mostly sunny, 16° or thereabouts. Still shorts and short sleeves for now.

 

[gavroche]

Bonjour les amis ( es) Been talking to my brother this morning who had a heart valve fixed a few weeks ago. He is 66 years old . H e saw his cardiologist this morning and pleased to say he is very happy with him. His heart is back to normal and he has stopped all his medication.
Anyway, after having said all that, my brother informed me that his cardiologist told him that nobody, after the age of 60, should ride a bike alone, for obvious reasons. Have you ever been told that by your doctor/ cardiologist?
I always ride alone and has never thought of the consequences really and intend to carry on.

 

[Flick of the Elbow]

nobody, after the age of 60, should ride a bike alone, for obvious reasons. Have you ever been told that by your doctor/ cardiologist?
I always ride alone and has never thought of the consequences really and intend to carry on.

What utter nonsense.

 

[welsh dragon]

Bonjour les amis ( es) Been talking to my brother this morning who had a heart valve fixed a few weeks ago. He is 66 years old . H e saw his cardiologist this morning and pleased to say he is very happy with him. His heart is back to normal and he has stopped all his medication.
Anyway, after having said all that, my brother informed me that his cardiologist told him that nobody, after the age of 60, should ride a bike alone, for obvious reasons. Have you ever been told that by your doctor/ cardiologist?
I always ride alone and has never thought of the consequences really and intend to carry on.

That's utter tosh IMHO

 

[pawl]

I am very envious of you lot I have been stuck outside the LG H waiting for mrs p to complete her pre op assessment Said It would take two hours Should have been completed by 12 Now 14 25 Still waiting for bloods to be taken
At least she has a date for her op 10 Aug

 

[12boy]

I never ride alone....the devil on my left shoulder keeps company with the angel on my right.
PaulSB, good your daughter found a squeeze. Life is too short to be lonely.

 

[ColinJ]

PaulSB, good your daughter found a squeeze. Life is too short to be lonely.

It was @BoldonLad's daughter... (I thought that my memory was playing up again so I went back to check! )

 

[Dirk]

Just seems more logical to spread the jam all over first, then dod the cream on top

Why?
The cream takes the place of butter, so logically goes on first.
However, they're weird in Cornwall.........

 

[ColinJ]

Why?
The cream takes the place of butter, so logically goes on first.
However, they're weird in Cornwall.........

Because you get end up getting cream in the jam in the jar?

 

[Oldhippy]

Hello retirees, I am planning ahead to knock work on the head fully and have recently contacted HMRC about how to find my previous pensions from old jobs etc. Whilst I can do all the leg work a local high street pension/accountant/tax specialist can do it for three percent of the total. Anyone have any experience of these services? Worth it or not?

 

[classic33]

No male streakers ?

You weren't up there, were you?

 

[BoldonLad]

Hello retirees, I am planning ahead to knock work on the head fully and have recently contacted HMRC about how to find my previous pensions from old jobs etc. Whilst I can do all the leg work a local high street pension/accountant/tax specialist can do it for three percent of the total. Anyone have any experience of these services? Worth it or not?

No experience of using "private" or "commercial" Pension tracing services, but, they cannot really be "free", someone has to be paid.

There is a Government service https://www.gov.uk/government/news/new-pension-tracing-service-website-launched, which I have used to trace a Pension belonging to my Brother-in-Law. The good news is, we did track down his "lost" Pension, the bad news is, it was only worth £6 per YEAR!

Personally, I would give the Government website a shot first.

Enjoy your retirement (when it comes), best thing I ever did (well, Mrs @BoldonLad tells me it was second best thing, best thing was meeting her!)

 

[Oldhippy]

Thank you.

 

[Deleted member 1258]

Bonjour les amis ( es) Been talking to my brother this morning who had a heart valve fixed a few weeks ago. He is 66 years old . H e saw his cardiologist this morning and pleased to say he is very happy with him. His heart is back to normal and he has stopped all his medication.
Anyway, after having said all that, my brother informed me that his cardiologist told him that nobody, after the age of 60, should ride a bike alone, for obvious reasons. Have you ever been told that by your doctor/ cardiologist?
I always ride alone and has never thought of the consequences really and intend to carry on.

I've never been told that, when I had my heart attack in 2016 I was out on my bike and got home under my own steam.

 

[classic33]

I have been trying to get my smart meters fixed since last autumn! I have had 2 engineers round, without success. I have done battle with call centres. I have tried to give readings that I took myself, but was told that I couldn't because I had smart meters... Finally I got a message saying that I should read my meters, so I did...

Then I got a message back saying that I should check because the gas reading looked way too high compared to the estimated readings they had been using. Yes, I had it right. Oh super, now I am waiting for a HUGE summer gas bill!

If they do dump a huge bill on me I won't be able to afford to pay it, so they will have to spread it over a year or two.

Great... I splashed out on my Devon bike because I had calculated that I could just afford it with only 6 months to go to my state pension. It looks like I inadvertently spent my fuel money on it!

They can't backdate any bill more than twelve months*.
And as they have been refusing to accept your readings, because they were using your non working smart meter and estimating your usage, as far as I'm aware, they are liable, not you.

*From the billing date on your next bill.