The Retirement Thread

[12boy]

With the wind chill it is -14C and although it will get a bit warmer it will still be a mite unpleasant. I will have a physical today, and get the paper for Mrs 12 and visit the library for myself after the doc visit. If I wasn't such a wimp I would walk the 6 mile roundtrip for the library and paper but this wind would suck the joy out of that.
Last night I made pork tenderloin, Brussel Sprouts and Acorn squash, all roasted in the oven. Mrs 12 has been afflicted with acid reflux as a side affect of her chemo, and although it took a couple of hours of eating slowly, she cleaned her plate, which I was very pleased to see.
I have been eating a lot of hulled barley in lieu of oatmeal for alternate breakfasts (the other in rotaion is 3 eggs and toast) and also made some granola with rolled barley flakes, nuts, raisins etc. Lets just say the resulting flatus reminds me of Hawaian sunsets. This tidbit is in response to Dave 7's boasting about the eye watering pungency he can produce. My father in law had a bleeding ulcer and his were so bad the other people in the hospital on his floor asked to be moved. True dat.
Be safe and warm.

 

[Dirk]

Just been reading about the sad death of the Cornish comedian Jethro. He died of covid aged 72. He was one of my favourite comedians RIP.

He died with Covid.
Much like my 92 year old stepmother with severe dementia. She was classed as a Covid death, even though she only had weeks to live anyway.

 

[PaulSB]

16%? Yep been there, got the scars. We had three kids. We had what we called "The Book." Start of the month reckon up how much we had in the bank, divide by 4 or 5 to get the amount per week we had to spend.

Every £ spent went in The Book. We always knew how much we had. If we overspent one week it had to be paid back by spending the same amount less the following week.

Kids these days..........

 

[welsh dragon]

The 16% interest brings back horrible memories. A dreadful time. I remember people were just locking the front doors and walking away never to return. And a lot of them never had another mortgage after that. They decided enough was enough and never again would they go through that.

 

[Dave7]

The 16% interest brings back horrible memories. A dreadful time. I remember people were just locking the front doors and walking away never to return. And a lot of them never had another mortgage after that. They decided enough was enough and never again would they go through that.

Yes.... friends of ours did that. We helped them load their few belongings into a transit and away they went

 

[Dirk]

I seem to recall paying 17% on a mortgage in the late 70s.
I remember inflation running around 25% in 1974/5.
Kids today don't know how easy they've got it.
Oh dear........starting to sound like my grandpa.

 

[numbnuts]

The 16% interest brings back horrible memories. A dreadful time. I remember people were just locking the front doors and walking away never to return. And a lot of them never had another mortgage after that. They decided enough was enough and never again would they go through that.

I gave the keys to my Ex and lost everything.....well not all I was allowed to keep my sanity, but I'm sure it was taxed

 

[Dirk]

I gave the keys to my Ex and lost everything.....well not all I was allowed to keep my sanity, but I'm sure it was taxed

I lost everything (House, car - you name it) when my business collapsed in 1981.
I'm amazed to be in the situation I'm in today, all things being considered.
Must be a jammy git.

 

[numbnuts]

I lost everything (House, car - you name it) when my business collapsed in 1981.
I'm amazed to be in the situation I'm in today, all things being considered.
Must be a jammy git.

You did well, I'm sure my turn will come ..............................Too late

 

[Flick of the Elbow]

I seem to recall paying 17% on a mortgage in the late 70s.
I remember inflation running around 25% in 1974/5.
Kids today don't know how easy they've got it.
Oh dear........starting to sound like my grandpa.

1974 ? I was aged 10

 

[Mo1959]

1974 ? I was aged 10

15

I do remember 15% mortgage rates though. Several hundred per month for even quite a small loan.

I got pestered by BT wanting me to take out a new contract. Told her to leave it so I could look around, but reneged in the end and went online and renewed it. I know I could get cheaper but some of the others get poor reviews and BT have been super reliable.

 

[welsh dragon]

1974 ? I was aged 10

I was 18

 

[welsh dragon]

The higher mortgage rates were later than that. In the mid 80's? Possibly the 90's

 

[Mo1959]

The higher mortgage rates were later than that. In the mid 80's?

Think I took out my first mortgage in 1986 when I joined the prison service and it was around 15% then.

 

[welsh dragon]

Think I took out my first mortgage in 1986 when I joined the prison service and it was around 15% then.

I took my first mortgage out in 1974 when i was 18