The Retirement Thread

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Mo1959

Legendary Member
Is that a separate cycling policy or tacked onto your house and contents insurance?

I think I should get insurance ASAP. It would probably cost £5-10k to replace all of my possessions if this place were to be destroyed in a fire. I don't have thousands of pounds to spend on new stuff!

I haven’t bothered with contents insurance for years. :laugh:
 

PaulSB

Squire
Is that a separate cycling policy or tacked onto your house and contents insurance?

I think I should get insurance ASAP. It would probably cost £5-10k to replace all of my possessions if this place were to be destroyed in a fire. I don't have thousands of pounds to spend on new stuff!

It's a Buildings and Contents policy with Hastings Direct. I've stuck with them for several years because the cost is reasonable and the cover good. Plus I really can't be bothered with the hassle of finding a quote £20 cheaper only to discover the bikes aren't adequately covered.

For me the deciding factor on B&C insurance is the bike cover. I'd stress the bikes are not "tacked on," a phrase people use which suggests to me the cover is an afterthought for the insurance company. My bikes are covered as named personal possessions and not under the general bike cover. I've got three named bikes with a total replacement value of £10000, new for old, worldwide, all risks excluding competition.

Total cost is £286 (last year was £276) so if the house burns down and bikes stolen on the same night we are all good. In my view this is the best route for cycle cover, a well respected company, reasonable cost and no rip off price from "specialist" insurers.
 

ColinJ

Puzzle game procrastinator!
For me the deciding factor on B&C insurance is the bike cover. I'd stress the bikes are not "tacked on," a phrase people use which suggests to me the cover is an afterthought for the insurance company.

It was intended to be for insurance companies that charge a bit extra to cover expensive items like decent bikes.

My bikes were covered on my house and contents insurance when I was a home owner.

I just need contents cover now that I am a tenant.
 

ColinJ

Puzzle game procrastinator!
As for my ENT appointment...

NO NEED TO SHOUT!.jpg


(One of my earholes must be a different size to the other because the little flexible plugs were chosen to fit.)

Free doctor's appointment. 1 week later, free hearing test. 30 minutes after test, free hearing aids tuned to my individual ear problems! Free lifetime support in case hearing aids develop faults or need retuning as my ears age further. Free batteries for life...

Damn 'commie healthcare'... :cursing:




:whistle:
 

Dave7

Legendary Member
Location
Cheshire
Pothole. 25mph. Bad news. I have five of these

View attachment 651032 and need a new helmet.

Ouch.
Do you have any lavender (essential oil) ?
Very good for scrapes and bruises.
 
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Tenkaykev

Guru
Location
Poole
Good morning folks,
I’m moving up in the world! My anxiety dreams usually involve me getting on a bus only to find it’s become the wrong bus, or I can’t find the correct train at the railway station. Last night I was visiting the SpaceX assembly buildings in Texas and had to catch two airplanes to get home. Of course, the second plane changed destination mid flight…
Back in the real world, it’s warm and sunny, a good start to July. Daughter phoned last night about a Christmas family get together in Leeds, Mrs Tenkaykev has been looking at hotels..,
 

Paulus

Started young, and still going.
Location
Barnet,
Good morning all.
I'm off to the dental hygienist soon. A good clean and polish up. I haven't been for quite some years. Now it's £60 for a de-scale and polish:ohmy:.
Then it's more of the usual, but this evening there is another retirement do for two more drivers. Very soon none of those who I used to work with and knew as youngsters will be retired.
Enjoy your day everyone. :cuppa:
 
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