The Retirement Thread

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midlife

Guru
Right you lot, I'm planning to join you!

40 years of continuous public service on 12th December this year so going to see what that brings me in early retirement......

Tried to ask the NHS computer (probably a sinclair ZX81 wit tape deck) on Friday for a prediction but not working so will try again Monday.

The tax bill the government will take from my pension pot might make me think twice!

As I've moved around several jobs in my working career might take my employer 6 months to a year to sort out....

I'll let you know how it goes.
 

PaulSB

Squire
The highways agency think this and now the cycle path is over grown and me being on a low trike have brambles and nettles at face height so I can't use it. :angry:

Yes, it has to be appropriate. Our council has adopted a no mow policy which I thoroughly support. At all road junctions the verges are cut sufficiently to give good sightlines.

Another borough perhaps 15 minutes drive away simply doesn't cut and there are junctions and one very fast roundabout where the sightlines have become a hazard.
 

PaulSB

Squire
Right you lot, I'm planning to join you!

40 years of continuous public service on 12th December this year so going to see what that brings me in early retirement......

Tried to ask the NHS computer (probably a sinclair ZX81 wit tape deck) on Friday for a prediction but not working so will try again Monday.

The tax bill the government will take from my pension pot might make me think twice!

As I've moved around several jobs in my working career might take my employer 6 months to a year to sort out....

I'll let you know how it goes.

:welcome:

Do you need to consider a name change? :laugh:

As an aside HMRC can't touch your pot, 25% will always be tax free and the rest only becomes taxable when you chose to take an income. With a bit of thought a lot of tax can be avoided or planned for.
 

midlife

Guru
:welcome:

Do you need to consider a name change? :laugh:

As an aside HMRC can't touch your pot, 25% will always be tax free and the rest only becomes taxable when you chose to take an income. With a bit of thought a lot of tax can be avoided or planned for.

Having paid into the same pot for 40 years with the last 20 years paying from a decent salary I've likely exceeded the "life time allowance" of what you can pay into an NHS pension pot. That starts HMRC rubbing it's hands.

Change of name might be in order :smile:
 

welsh dragon

Thanks but no thanks. I think I'll pass.
The tree has been sufficiently chopped to a height that Mr WD can cut himself if needs be. At least it won't take the power cables down now if something happens to it IE Gale force winds.

Bacon and egg sarnie has been consumed. :hungry:

And in other news, it's scorchio :heat:
 

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Exlaser2

Veteran
Bloody Next! First day of sale and the changing rooms are closed. Apparently this is standard practice in Next stores. So now I've taken everything home to try on and will have to drive back with the returns, another blow to the environment.

I truly disapprove of online clothes shopping but then I guess I'm a grumpy old git.........

I politely explained my concerns and I plan an email not that it will make a jot of difference.

We have a Next outlet shop near us and the changing rooms were open in that this week. I wonder if the decision to open changing rooms is left to individual shop managers ?
 

Exlaser2

Veteran
Afternoon all . In other news I’ve been out on my bike again lol. My daughter wanted to test out her new ( to her ) road bike before she goes out on a club ride so I tagged alone . It was only another 10 miles but it’s better than nothing .
It was a win win really, as she bought me two coffees and a piece of fruit cake . 😀. It was too warm for a bacon batch . 😂
 
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