King Rollo...here are my 2 cents worth...
Whether you retire or not aging is inevitable. If working for a while longer will increase your retirement noticeably it might be wise to wait. Almost as good as getting more money is reducing your expenses. What matters is your net disposable income after your expenses are met. In my mind there are 3 things needed for a good retirement .....
Someone to care about and hopefully care about you. Could be friends or a pet.
Enough money to live comfortably without having to sweat every dime. Enough for the odd treat, occasional unexpected expenses, maybe being able to help needy friends or family once in a while, for example.
Your health. Once you retire you will, hopefully, have time for exercise, preparing nutritious food and trying out various interests to see if they appeal or the other people who enjoy them are good company.
I have retired 4 times...at 65 from my career, 68 from a very lucrative 1/2 job, 3 years later from a fun but poorly paid job shelving books at our library, and a couple of months ago from being primary care giver to my wife who passed away after battling cancer for 5 1/2 years. My plan is to investigate various groups and see if I can find interesting people to socialize with. In the meantime I try to ride bike for 20 miles a day which pretty much is like Zen meditation for a couple of hours.
Good luck with whatever you choose to do.
Hey Dave7....congrats to you for finding a beautiful woman to put up with you for 54 years and sympathy to her for doing it.
Mo, I'm glad your Molly is better. Tough to watch your little buddy suffer.