The Retirement Thread

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PaulSB

PaulSB

Squire
Location
Chorley, Lancashire
Good morning. I've lit a candle. Too dark to know what's happening outside but the forecast is good. Today? Not a great deal planned, I've been awake since 3.00 and feel a bit crap but that will probably pass. Rovers are at home, Mrs P is going to Bath for the weekend so I'll be flying solo till Monday night.

On August 15th I checked our actual energy consumption July '20 to June '21, a full 12 months taken from the actual bills. Calculated our expected bill for the period July '22 to June '23 assuming the same consumption at £2594 which under the circumstances I thought "reasonable" :eek: Just changed the costs in my spreadsheet to reflect the new price cap and we are now looking at £4394.

I give up........officially :laugh: Cafe stops are binned. That's at least £10/week saved so now it's a question of what else can be done. Never in my life have I imagined this.
 
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Mo1959

Mo1959

Legendary Member
Location
Perthshire,Scotland
PaulSB said:
Good morning. I've lit a candle. Too dark to know what's happening outside but the forecast is good. Today? Not a great deal planned, I've been awake since 3.00 and feel a bit crap but that will probably pass. Rovers are at home, Mrs P is going to Bath for the weekend so I'll be flying solo till Monday night.

On August 15th I checked our actual energy consumption July '20 to June '21, a full 12 months taken from the actual bills. Calculated our expected bill for the period July '22 to June '23 assuming the same consumption at £2594 which under the circumstances I thought "reasonable" :eek: Just changed the costs in my spreadsheet to reflect the new price cap and we are now looking at £4394.

I give up........officially :laugh: Cafe stops are binned. That's at least £10/week saved so now it's a question of what else can be done. Never in my life have I imagined this.
Click to expand...

The problem I fear is that those of us caught in the middle between those on high salaries and those on benefits won’t get much help. We are the ones that will be left to struggle best we can and make cut backs wherever possible. I think life will just be scraping by with very few little pleasures or luxuries for the foreseeable future. :sad:
 
PaulSB

PaulSB

Squire
Location
Chorley, Lancashire
Mo1959 said:
The problem I fear is that those of us caught in the middle between those on high salaries and those on benefits won’t get much help. We are the ones that will be left to struggle best we can and make cut backs wherever possible. I think life will just be scraping by with very few little pleasures or luxuries for the foreseeable future. :sad:
Click to expand...

Yes, I agree and the reality is prices in general never fall. Possibly energy will fall in 12-18 months but the inflation we're seeing now won't reverse. In my house we thank our lucky stars Mrs P gets her state pension in 24 days time, the energy bill will take 46% of that.
 
Tenkaykev

Tenkaykev

Guru
Location
Poole
PaulSB said:
I will avoid the politics of this. I feel we should all take some comfort from one thing. The disaster which is facing millions of households across the country cannot be allowed to happen. If it does happen the country is quite simply f*****. Excuse me.

The government choice is simple:

Allow energy companies to take massive hits by supplying millions who simply cannot pay. This doesn't work.

Allow millions to fall into levels of debt which simply cannot be repaid. This doesn't work.

The only solution is for the government to pick up the bill for everyone. It might be an unpalatable fact for Truss but she has no choice. The alternative is economic collapse on a scale we may not have seen beforeed income should immediately cancel their direct de.
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Yes, those on fix
Mo1959 said:
The problem I fear is that those of us caught in the middle between those on high salaries and those on benefits won’t get much help. We are the ones that will be left to struggle best we can and make cut backs wherever possible. I think life will just be scraping by with very few little pleasures or luxuries for the foreseeable future. :sad:
Click to expand...

A friend was saying that people should cancel their energy direct debits immediately for their own protection. Better than finding that there’s not enough left to pay mortgage/ rent.
 
Dave7

Dave7

Legendary Member
Location
Cheshire
dave r said:
We had a very pleasant afternoon sat in my Brother In law's garden being sociable, it was their 50th wedding anniversary today and they invited friends and family round and put on a buffet and drinks. it was interesting man handling my Good Lady up the steps, only three of them, into his back garden in her wheelchair but we managed it, I met up with him in the market this morning and helped him get the cake home, I had a look at it and it looked too nice to eat.
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MrsD can't/won't visit our daughters as there are approx 12 steps. SiL and grandsons have said they will lift her in but then if she needs the loo it would be virtually impossible.
 
D

Deleted member 1258

Guest
Dave7 said:
MrsD can't/won't visit our daughters as there are approx 12 steps. SiL and grandsons have said they will lift her in but then if she needs the loo it would be virtually impossible.
Click to expand...

I don't like the idea of man handling her up and down steps in the chair, its too easy to break the chair, I have ramps but they're too wide for those steps, we went yesterday because it was a special occasion, we're in no hurry to do it again, and there's the toileting issue, they've nowhere she could use.
 
Dave7

Dave7

Legendary Member
Location
Cheshire
As per normal for Saturday I am listening to SoTS till 0800.
Good day for sport on TV.

Just reading that plans have been passed to level our main shopping centre and build 900
dave r said:
I don't like the idea of man handling her up and down steps in the chair, its too easy to break the chair, I have ramps but they're too wide for those steps, we went yesterday because it was a special occasion, we're in no hurry to do it again, and there's the toileting issue, they've nowhere she could use.
Click to expand...

Yep.....it alters your life doesn't it :sad:.
Our granddaughter has a 1st public singing 'gig' at a pub in a week and we are looking at the logistics.
 
welsh dragon

welsh dragon

Thanks but no thanks. I think I'll pass.
Cooooooeee. A bright sunny start here for us. Bulb have sent me an email saying they are upping my monthly payments by £18 a month even though we are in credit of approx £150. I will see what happens over the next 3 months bs drop the payments if I think they are taking th mick. It all depends on the unit price though. What a ridiculous situation we are in.

Stay safe peeps :hello:
 
D

Deleted member 1258

Guest
Dave7 said:
As per normal for Saturday I am listening to SoTS till 0800.
Good day for sport on TV.

Just reading that plans have been passed to level our main shopping centre and build 900


Yep.....it alters your life doesn't it :sad:.
Our granddaughter has a 1st public singing 'gig' at a pub in a week and we are looking at the logistics.
Click to expand...

They seem intent on turning Coventry city centre into a University Campus, it seems that since Coventry's big industries died off they have been intent on turning it into a university city.
 
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