You're just making it up, I wasn't paying anything in. I withdrew £180 the first time, and had to make do with £50 instead of the £100 I wanted the second time.
No they don't. Both the ATM and the reader on the counter failed because they need both the chip and the magnetic strip.
I don't want to drive, so I don't need a licence to drive. What I want is access to services that need ID without being told I need a driving licence.
Well what are you using then?
Why would the PRA or FCA have any interest in the YHA?
Everyone else had been using ATMs for 20-25 years before I first started using them, I wouldn't touch them with a barge pole back in the days of the phantom withdrawal scandal.
This whole debate is precisely back to front, ID cards don't need to be compulsory to own, they need to be compulsory to accept. That way the people who want one can have one, and expect that it won't get rejected, whilst the people who don't want one can carry on using the disorganised ad hoc system we've already got. You only need to look at the confusion on here about who accepts what to see that the whole system's a complete dogs dinner.
I misread, you attempted to get cash using a cheque the second time, not paying it in the first time. I'd have declined you anything the second time. You were lucky on your second attempt.
No, the card readers used in branch rely on the chip only. The PDQ's in branches don't even rely on the magnetic strip when the card is inserted. They have a separate piece on the righthand side of them for reading the magnetic strip. In much the same fashion as the ones in any retail outlet. Soley contactless terminals use neither.
Having just checked my first card issued by the then Trustees Savings Bank, received on the 8th September 1993*, there is no chip present, on the surface at least. Technology has moved on since then it seems.
Get a decent front light and place it behind your non working card, then turn it on. You'll be able to see three thin metal strips that lead from the chip to an area on the right-hand side of the card. They're there for the contactless side of your card. If you've broke the magnetic strip, and it's visible, the chances are you've also broken this part of your card.
So if you don't require, or even want, the driving licence, why bring it into the equation? The passport, which I don't have, remains top of the list for ID purposes. Photo driving licence is second or else third.
*I've this habit of dating the card when I sign them.